$2,850,000 - 50 Stewart Street, Downtown Toronto
Semi-Detached for Sale in Downtown Toronto
96 days on market- MLS Number
- C12874218
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 96
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- Downtown Toronto / Waterfront
- Listing Brokerage
- REMAX YOUR COMMUNITY REALTY
Victorian beauty where historic grandeur meets contemporary indulgence. This wasn't merely a renovation; it was a complete reimagining executed with the kind of uncompromising craftsmanship typically reserved for Toronto's most coveted addresses. Every detail whispers thoughtful intention. Sultry kitchen invites lingering conversations, while luxurious bathrooms promise moments of pure retreat. The 3rd floor primary suite is a private sanctuary crowned by a spa inspired ensuite and a walk-in closet that redefines the morning ritual. Step out in the back to discover your own urban escape: an elegant IPE deck frames an inground heated pool, creating an impossibly rare amenity in this downtown enclave. Inside, intelligent storage solutions ensure beauty never compromises function, while advanced mechanical systems deliver whisper-quiet efficiency. The home's Victorian soul remains intact with restored plaster mouldings and medallions, commanding baseboards, and that magnificent staircase cascading through all four floors serve as daily reminders of an era when homes were built to captivate. Original period details had been meticulously preserved by skilled artisans who understood the difference between renovation and restoration. The custom-designed lower level extends the home's modern sophistication, offering seamless flow for entertaining, a gourmet eat-in kitchen, and generous principal rooms that feel both expansive and intimate. This is more than exceptional real estate, it's an experience waiting to unfold.
Estimate your monthly payments for this property
Estimated Payment
$12,606.51/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Downtown Toronto / Waterfront
Downtown Toronto / Waterfront is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Downtown Toronto / Waterfront
- •Convenient location in Downtown Toronto / Waterfront
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Downtown Toronto / Waterfront offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
50 Stewart Street, Downtown Toronto / Waterfront
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Premium Pricing
At $1425/sqft, this property is priced above the Downtown Toronto average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.
Negotiation Opportunity
At 96 days on site, this property has exceeded the typical selling timeline for Downtown Toronto. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Downtown Toronto are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Downtown Toronto. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Downtown Toronto properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $11,875 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.