5 St Joseph St Street Unit 4303, Toronto C01

Price: $489,000

1 bedrooms, 1 bathrooms

500 sqft

Property Type: Condo

MLS#: C13466498

Luxury 1-Bedroom + Expansive Private Balcony in a striking modern residence featuring historically designated façades. This bright and spacious suite offers an open-concept layout with a 4-piece bath, soaring 9-foot ceilings, and floor-to-ceiling windows showcasing unobstructed south-facing city and lake views.The contemporary kitchen is beautifully appointed with premium Miele built-in appliances, ample cabinetry, and a sleek Corian countertop. A large centre island comfortably seats four, making it perfect for everyday living and entertaining.Residents enjoy a sophisticated lobby, convenient pick-up and drop-off area for deliveries, and exceptional hotel-inspired amenities including 24-hour concierge service, party and entertainment rooms, library, spa and steam rooms, games room, hot tub, BBQ area, and an expansive rooftop garden. Ample visitor parking is available.Ideally located just steps to the subway, the University of Toronto, Toronto Metropolitan University, Eaton Centre, shopping, restaurants, and all the conveniences of downtown living.

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New Listing
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$489,000 - 5 St Joseph St Street Unit 4303, Downtown Toronto

Condo for Sale in Downtown Toronto

New — Listed yesterday
1Beds
1Baths
500Sq Ft
Condo
Property Details
MLS Number
C13466498
Property Type
Condo
Status
active
Days on Site
1
Bedrooms
1
Bathrooms
1
Square Feet
500 sqft
Neighbourhood
Downtown Toronto / Waterfront
Locker
Owned
Exposure
South
Balcony
Open
Listing Brokerage
RE/MAX REALTRON REALTY INC.
Description

Luxury 1-Bedroom + Expansive Private Balcony in a striking modern residence featuring historically designated façades. This bright and spacious suite offers an open-concept layout with a 4-piece bath, soaring 9-foot ceilings, and floor-to-ceiling windows showcasing unobstructed south-facing city and lake views.The contemporary kitchen is beautifully appointed with premium Miele built-in appliances, ample cabinetry, and a sleek Corian countertop. A large centre island comfortably seats four, making it perfect for everyday living and entertaining.Residents enjoy a sophisticated lobby, convenient pick-up and drop-off area for deliveries, and exceptional hotel-inspired amenities including 24-hour concierge service, party and entertainment rooms, library, spa and steam rooms, games room, hot tub, BBQ area, and an expansive rooftop garden. Ample visitor parking is available.Ideally located just steps to the subway, the University of Toronto, Toronto Metropolitan University, Eaton Centre, shopping, restaurants, and all the conveniences of downtown living.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,508.82/mo

Includes CMHC insurance ($13,643)

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5%10%50%

5-yr fixed avg.

Principal: $440,100Interest: $298,904
Mortgage Amount$453,743
Total Interest$298,904
Est. Property Tax$346/mo
Total Cost$752,647

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Downtown Toronto / Waterfront

Discover Downtown Toronto / Waterfront

Downtown Toronto / Waterfront is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Downtown Toronto / Waterfront

  • Convenient location in Downtown Toronto / Waterfront
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Downtown Toronto / Waterfront offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

5 St Joseph St Street Unit 4303, Downtown Toronto / Waterfront

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$1,800/mo
Range: $1,530 - $2,070
Cap Rate (ROI)
2.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$1,800
Maintenance Fees-$325
Property Tax (est.)-$346
Insurance (est.)-$102
Net Cash Flow+$1,027

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $978/sqft, this property is priced in line with current Downtown Toronto market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Just Listed - Act Strategically

This property hit the market within the last week. In Downtown Toronto's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 500 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    5 St Joseph St Street Unit 4303 | $489,000 | Battaglia Team