5 Centre Street, Whitby

Price: $1,849,900

4 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: E12921048

Stunning custom-built executive bungalow offering 2+2 bedrooms, 4 bathrooms, 4250 sq ft of luxury living space and a beautifully finished in-law suite! This open-concept home features premium upgrades throughout, including extensive hardwood flooring, hardwood staircase with wrought iron spindles, pot lighting, crown moulding, custom millwork, wainscotting, art niches, built-in surround sound, and 9 ft ceilings on both levels. The formal living room impresses with a 12 ft ceiling and a striking Palladian window. Designed for entertaining, the elegant dining room showcases a coffered ceiling. The gourmet kitchen boasts granite countertops, built-in appliances, gas range with pot filler, custom backsplash, butler's pantry, and breakfast bar. The breakfast area offers a walk-out to a maintenance-free 10x10 composite deck with glass railings, overlooking a private newly landscaped backyard with 12x12 interlocking patio, mature trees, and lush gardens. Inviting family room featuring a vaulted ceiling, cozy gas fireplace, and serene backyard views. The main floor includes two spacious bedrooms, including a primary retreat with walk-in closet and spa-like 4-piece ensuite with glass rain shower. Main floor laundry offers quartz counters, garage access, and ample storage. The finished lower level with ICF construction includes above-grade windows, hydronic heated porcelain floors, a full second kitchen with 98" quartz island, large rec room with gas fireplace, 3-piece bath, two additional bedrooms, office, exercise room, workshop, cold cellar, and generous storage. Located on a sought-after Brooklin street, just steps to parks, schools, downtown shops, and with easy access to Hwy 407. See attached for a complete list of upgrades!

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$1,849,900 - 5 Centre Street, Whitby

Detached for Sale in Whitby

82 days on market
4Beds
4Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
E12921048
Property Type
Detached
Status
active
Days on Site
82
Bedrooms
4
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Whitby
Listing Brokerage
TANYA TIERNEY TEAM REALTY INC.
Description

Stunning custom-built executive bungalow offering 2+2 bedrooms, 4 bathrooms, 4250 sq ft of luxury living space and a beautifully finished in-law suite! This open-concept home features premium upgrades throughout, including extensive hardwood flooring, hardwood staircase with wrought iron spindles, pot lighting, crown moulding, custom millwork, wainscotting, art niches, built-in surround sound, and 9 ft ceilings on both levels. The formal living room impresses with a 12 ft ceiling and a striking Palladian window. Designed for entertaining, the elegant dining room showcases a coffered ceiling. The gourmet kitchen boasts granite countertops, built-in appliances, gas range with pot filler, custom backsplash, butler's pantry, and breakfast bar. The breakfast area offers a walk-out to a maintenance-free 10x10 composite deck with glass railings, overlooking a private newly landscaped backyard with 12x12 interlocking patio, mature trees, and lush gardens. Inviting family room featuring a vaulted ceiling, cozy gas fireplace, and serene backyard views. The main floor includes two spacious bedrooms, including a primary retreat with walk-in closet and spa-like 4-piece ensuite with glass rain shower. Main floor laundry offers quartz counters, garage access, and ample storage. The finished lower level with ICF construction includes above-grade windows, hydronic heated porcelain floors, a full second kitchen with 98" quartz island, large rec room with gas fireplace, 3-piece bath, two additional bedrooms, office, exercise room, workshop, cold cellar, and generous storage. Located on a sought-after Brooklin street, just steps to parks, schools, downtown shops, and with easy access to Hwy 407. See attached for a complete list of upgrades!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$8,182.73/mo

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5%20%50%

5-yr fixed avg.

Principal: $1,479,920Interest: $974,899
Mortgage Amount$1,479,920
Total Interest$974,899
Est. Property Tax$1,310/mo
Total Cost$2,454,819

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

5 Centre Street, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
1.0%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$1,310
Insurance (est.)-$385
Net Cash Flow+$1,605

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $925/sqft, this property is priced in line with current Whitby market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Negotiation Opportunity

At 82 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $7,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    5 Centre Street, Whitby — $1,849,900 | Battaglia Team