49 Grove Avenue, St. Catharines

Price: $499,900

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13233732

Beautifully updated 4-level backsplit in a prime St. Catharines location, Secord Woods. Freshly renovated throughout, this move-in ready home features all new flooring, fresh paint, an updated kitchen, and beautifully renovated bathrooms. The open-concept main floor is designed for both everyday living and entertaining, offering a spacious living and dining area that flows seamlessly into the large kitchen, complete with a massive island and abundant cabinetry. With 3 bedrooms, 2 full bathrooms, and multiple finished living areas, this home offers incredible flexibility for growing families, first-time buyers, multi-generational living, or investors. The third level features a spacious rec room and laundry area, while the finished fourth level provides additional space for a media room, games room, home gym, office, or potential fourth bedroom. Fully finished from top to bottom, there is plenty of room for the entire family to spread out and enjoy. Outside, enjoy a private backyard retreat with a large patio and oversized storage shed. Located close to all major amenities and just minutes from the Pen Centre, Brock University, schools, shopping, restaurants, and convenient highway access.

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New Listing
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$499,900 - 49 Grove Avenue, St. Catharines

Detached for Sale in St. Catharines

New — Listed 5 days ago
4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13233732
Property Type
Detached
Status
active
Days on Site
5
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC., BROKERAGE
Description

Beautifully updated 4-level backsplit in a prime St. Catharines location, Secord Woods. Freshly renovated throughout, this move-in ready home features all new flooring, fresh paint, an updated kitchen, and beautifully renovated bathrooms. The open-concept main floor is designed for both everyday living and entertaining, offering a spacious living and dining area that flows seamlessly into the large kitchen, complete with a massive island and abundant cabinetry. With 3 bedrooms, 2 full bathrooms, and multiple finished living areas, this home offers incredible flexibility for growing families, first-time buyers, multi-generational living, or investors. The third level features a spacious rec room and laundry area, while the finished fourth level provides additional space for a media room, games room, home gym, office, or potential fourth bedroom. Fully finished from top to bottom, there is plenty of room for the entire family to spread out and enjoy. Outside, enjoy a private backyard retreat with a large patio and oversized storage shed. Located close to all major amenities and just minutes from the Pen Centre, Brock University, schools, shopping, restaurants, and convenient highway access.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,564.75/mo

Includes CMHC insurance ($13,947)

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5-yr fixed avg.

Principal: $449,910Interest: $305,567
Mortgage Amount$463,857
Total Interest$305,567
Est. Property Tax$354/mo
Total Cost$769,424

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

49 Grove Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
6.6%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$354
Insurance (est.)-$104
Net Cash Flow+$2,742

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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