49 Brock Street, Oshawa

Price: $550,000

3 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: E13147898

Offered for the First Time in Many Years, this Charming Two Storey Home is Ideally Located in a Convenient Oshawa Neighbourhood. Featuring Three Bedrooms and One Bathroom, this Property is Perfect for Families or First Time Home Buyers. Step Inside to a Welcoming Front Entrance Leading to an Upgraded Kitchen Complete with Gleaming Countertops and Ample Pantry Space ~ Great For Anyone that Loves to Spend Time Creating in the Kitchen. A Separate Dining Room with Large Windows & Hardwood Floors that Opens Up to the Bright and Spacious Living Room with Plenty of Space for Everyday Living and Entertaining. Upstairs, you will Find Three Well Sized Bedrooms, Including a Spacious Primary Bedroom with "His and Her" Closets, the 2 Additional Bedrooms both Feature Closets and One Bedroom with a Walk out to the Enclosed Porch. At the Rear of the Home, there is a Large Uninsulated Porch that Leads to a Generous 2 Tier Deck Overlooking a Family Friendly Backyard - Perfect for Relaxing on Summer Days and Hosting Family Gatherings. The Property Offers Convenient 2 Car Parking. Located Close to Schools, Shopping, Restaurants, Recreation Centres, Hospital and Much More! This Home Combines Comfort, Space and the Convenience of a Great Location. Don't Miss Your Opportunity to View this Fantastic Oshawa Home!

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$550,000 - 49 Brock Street, Oshawa

Detached for Sale in Oshawa

3Beds
1Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
E13147898
Property Type
Detached
Status
active
Days on Site
30
Bedrooms
3
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Oshawa
Listing Brokerage
Coldwell Banker 2M Realty
Description

Offered for the First Time in Many Years, this Charming Two Storey Home is Ideally Located in a Convenient Oshawa Neighbourhood. Featuring Three Bedrooms and One Bathroom, this Property is Perfect for Families or First Time Home Buyers. Step Inside to a Welcoming Front Entrance Leading to an Upgraded Kitchen Complete with Gleaming Countertops and Ample Pantry Space ~ Great For Anyone that Loves to Spend Time Creating in the Kitchen. A Separate Dining Room with Large Windows & Hardwood Floors that Opens Up to the Bright and Spacious Living Room with Plenty of Space for Everyday Living and Entertaining. Upstairs, you will Find Three Well Sized Bedrooms, Including a Spacious Primary Bedroom with "His and Her" Closets, the 2 Additional Bedrooms both Feature Closets and One Bedroom with a Walk out to the Enclosed Porch. At the Rear of the Home, there is a Large Uninsulated Porch that Leads to a Generous 2 Tier Deck Overlooking a Family Friendly Backyard - Perfect for Relaxing on Summer Days and Hosting Family Gatherings. The Property Offers Convenient 2 Car Parking. Located Close to Schools, Shopping, Restaurants, Recreation Centres, Hospital and Much More! This Home Combines Comfort, Space and the Convenience of a Great Location. Don't Miss Your Opportunity to View this Fantastic Oshawa Home!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,821.79/mo

Includes CMHC insurance ($15,345)

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5-yr fixed avg.

Principal: $495,000Interest: $336,191
Mortgage Amount$510,345
Total Interest$336,191
Est. Property Tax$390/mo
Total Cost$846,536

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oshawa

Discover Oshawa

Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oshawa

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

49 Brock Street, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$390
Insurance (est.)-$115
Net Cash Flow+$2,295

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $500/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 30 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,292 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    49 Brock Street, Oshawa | $550,000 | Battaglia Team