482 Simcoe Street, Oshawa

Price: $729,900

4 bedrooms, 2 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: E13157148

Charming and full of character, this 1.5 story detached home offers over 2100 square feet of timeless appeal blended with everyday comfort. Upon entering the large foyer, you will feel the history through solid wood detailing, and peak craftsmanship that harkens back to a bygone era. Bathed in natural light, the main floor den opens into the living room which boasts a brick fireplace and large windows. You are then led into a dining room that has the perfect balance of privacy and functionality. The kitchen provides a warm and inviting space for family and friends to gather, complete with a breakfast area and storage benches. In 1991, the addition of a family room and primary bedroom was built with the spacious family room offering an ideal setting for entertaining or relaxing. Upstairs, you will find 3 generously proportioned bedrooms, and just before the entrance to the sizeable primary bedroom, a charming alcove offers a versatile and intimate retreat. This cozy nook is perfect for a reading corner, or a quiet sitting area. The space creates a sense of privacy while still being seamlessly connected to the bedroom, adding both character and functionality to the area. The finished basement grants additional living space along with a well-appointed laundry room and ample storage areas. Step outside to a spacious, private backyard with no neighbours behind - perfect for relaxing, entertaining, or enjoying a beautiful evening of quiet contemplation. A rare opportunity to own a truly special home with enduring charm.

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$729,900 - 482 Simcoe Street, Oshawa

Detached for Sale in Oshawa

4Beds
2Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
E13157148
Property Type
Detached
Status
active
Days on Site
28
Bedrooms
4
Bathrooms
2
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Oshawa
Listing Brokerage
Keller Williams Energy Real Estate
Description

Charming and full of character, this 1.5 story detached home offers over 2100 square feet of timeless appeal blended with everyday comfort. Upon entering the large foyer, you will feel the history through solid wood detailing, and peak craftsmanship that harkens back to a bygone era. Bathed in natural light, the main floor den opens into the living room which boasts a brick fireplace and large windows. You are then led into a dining room that has the perfect balance of privacy and functionality. The kitchen provides a warm and inviting space for family and friends to gather, complete with a breakfast area and storage benches. In 1991, the addition of a family room and primary bedroom was built with the spacious family room offering an ideal setting for entertaining or relaxing. Upstairs, you will find 3 generously proportioned bedrooms, and just before the entrance to the sizeable primary bedroom, a charming alcove offers a versatile and intimate retreat. This cozy nook is perfect for a reading corner, or a quiet sitting area. The space creates a sense of privacy while still being seamlessly connected to the bedroom, adding both character and functionality to the area. The finished basement grants additional living space along with a well-appointed laundry room and ample storage areas. Step outside to a spacious, private backyard with no neighbours behind - perfect for relaxing, entertaining, or enjoying a beautiful evening of quiet contemplation. A rare opportunity to own a truly special home with enduring charm.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,744.77/mo

Includes CMHC insurance ($20,364)

$
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5%10%50%

5-yr fixed avg.

Principal: $656,910Interest: $446,155
Mortgage Amount$677,274
Total Interest$446,155
Est. Property Tax$517/mo
Total Cost$1,123,430

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oshawa

Discover Oshawa

Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oshawa

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

482 Simcoe Street, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
4.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$517
Insurance (est.)-$152
Net Cash Flow+$2,631

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $365/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 28 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Oshawa. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,041 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    482 Simcoe Street, Oshawa | $729,900 | Battaglia Team