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Detached for Sale in Birch Cliff
90 days on market- MLS Number
- E12903774
- Property Type
- Detached
- Status
- active
- Days on Site
- 90
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Birch Cliff / Cliffside
- Listing Brokerage
- BSS REALTY INC.
Attention First-Time Buyers & Small Investors! This is an incredible opportunity to secure your hard-earned money in a highly desirable location! Don't miss this amazing property just steps from Victoria Park Subway. This charming 1+2 bedroom bungalow sits on a deep 25 x 110 ft lot, offering excellent potential to build, expand, renovate, or enjoy as a condo alternative or income-generating investment. The main floor features a spacious bedroom, a bright living room (currently used as an additional bedroom), a functional eat-in kitchen, and a modern 4-piece bathroom with a corner shower. The finished basement, with a separate entrance, includes 2 bedrooms, a renovated 4-piece bathroom, and a kitchen, providing great potential for rental income or multi-generational living. Step outside to a fully fenced backyard oasis with mature trees, offering privacy and a perfect space to relax or entertain. Unbeatable location - just steps to transit, schools, parks, shopping plazas, grocery stores, and all essential amenities. A fantastic opportunity for both homeowners and investors alike!
Estimate your monthly payments for this property
Estimated Payment
$3,945.37/mo
Includes CMHC insurance ($21,455)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Birch Cliff / Cliffside
Birch Cliff / Cliffside is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Birch Cliff / Cliffside
- •Convenient location in Birch Cliff / Cliffside
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Birch Cliff / Cliffside offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
48 St Dunstan Drive, Birch Cliff / Cliffside
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $1099/sqft, this property is priced in line with current Birch Cliff market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Negotiation Opportunity
At 90 days on site, this property has exceeded the typical selling timeline for Birch Cliff. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Birch Cliff are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Birch Cliff properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,204 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.