46 Bell Street, Barrie

Price: $869,000

5 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: S13232444

Top 5 Reasons You Will Love This Home: 1) Offering five spacious bedrooms and multiple living areas, this home provides an ideal layout for growing families seeking comfort, functionality, and room to enjoy everyday living 2) Finished walkout lower level with a one bedroom in-law suite and private backyard patio offering excellent flexibility for extended family, overnight guests, or multi-generational living 3) Designed with both everyday living and entertaining in mind, the updated kitchen features modern finishes, a generous workspace, and plenty of room for family gatherings 4) Situated in the highly desirable Ardagh Bluffs community, this 2-storey home is surrounded by scenic walking trails and natural beauty while remaining close to schools, parks, shopping, and commuter routes 5) Delivering spacious interiors with flexible lower level living, this property presents a perfect mix of style, practicality, and long-term value for today's buyers. 2,128 above ground sq.ft. plus a finished lower level.

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$869,000 - 46 Bell Street, Barrie

Detached for Sale in Barrie

5Beds
4Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
S13232444
Property Type
Detached
Status
active
Days on Site
16
Bedrooms
5
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Barrie
Listing Brokerage
FARIS TEAM REAL ESTATE BROKERAGE
Description

Top 5 Reasons You Will Love This Home: 1) Offering five spacious bedrooms and multiple living areas, this home provides an ideal layout for growing families seeking comfort, functionality, and room to enjoy everyday living 2) Finished walkout lower level with a one bedroom in-law suite and private backyard patio offering excellent flexibility for extended family, overnight guests, or multi-generational living 3) Designed with both everyday living and entertaining in mind, the updated kitchen features modern finishes, a generous workspace, and plenty of room for family gatherings 4) Situated in the highly desirable Ardagh Bluffs community, this 2-storey home is surrounded by scenic walking trails and natural beauty while remaining close to schools, parks, shopping, and commuter routes 5) Delivering spacious interiors with flexible lower level living, this property presents a perfect mix of style, practicality, and long-term value for today's buyers. 2,128 above ground sq.ft. plus a finished lower level.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,458.42/mo

Includes CMHC insurance ($24,245)

$
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5%10%50%

5-yr fixed avg.

Principal: $782,100Interest: $531,181
Mortgage Amount$806,345
Total Interest$531,181
Est. Property Tax$616/mo
Total Cost$1,337,526

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Barrie

Discover Barrie

Barrie is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Barrie

  • Convenient location in Barrie
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Barrie offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

46 Bell Street, Barrie

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,700/mo
Range: $3,145 - $4,255
Cap Rate (ROI)
4.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,700
Maintenance Fees-$0
Property Tax (est.)-$616
Insurance (est.)-$181
Net Cash Flow+$2,903

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $435/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 16 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Barrie are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Barrie.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Barrie properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,621 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    46 Bell Street, Barrie | $869,000 | Battaglia Team