4558 County Road 45 N/A, Hamilton Township

Price: $539,000

3 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X12796434

Value packed, private and positioned to persuade perspective purchasers on plenty of levels. First-time home buyers, multi-generational, investors, retirees and everything in between. 4558 County Road 45 offers convenient main floor living with possibility of 3 total bedrooms, lower-level separate entrance, recently paved driveway, freshly painted areas and lovely updated 3-piece bathroom with walk-in shower. The very well laid out main floor features a fantastic large living room, front porch sunroom, big and bright eat-in kitchen w/ panty closet, sizable primary bedroom that is complemented with generously sized second bedroom and completed with 3-piece bathroom. This bathroom with walk-in shower has recently been updated and remodeled. The lower level with separate entrance walk-out provides flexibility, opportunity and great possibility for the new owners. Here you will find a large living/recreation space with natural gas fireplace, 3rd bedroom option and great use of the utility-storage room. Located on the very popular highway 45, perched directly on top of ravine, moments outside of the very desirable community of Baltimore with wonderful schools, parks, trails, recreation Centre and so much more. Just moments away from Highway 401 and the lovely town of Cobourg, with the abundance of amenities it has to offer! .... **CHECK OUT THE ATTACHED VIDEO**

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$539,000 - 4558 County Road 45 N/A, Hamilton Township

Detached for Sale in Hamilton Township

108 days on market
3Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X12796434
Property Type
Detached
Status
active
Days on Site
108
Bedrooms
3
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Hamilton Township
Lot Size
1 sqft
Listing Brokerage
EXP REALTY
Description

Value packed, private and positioned to persuade perspective purchasers on plenty of levels. First-time home buyers, multi-generational, investors, retirees and everything in between. 4558 County Road 45 offers convenient main floor living with possibility of 3 total bedrooms, lower-level separate entrance, recently paved driveway, freshly painted areas and lovely updated 3-piece bathroom with walk-in shower. The very well laid out main floor features a fantastic large living room, front porch sunroom, big and bright eat-in kitchen w/ panty closet, sizable primary bedroom that is complemented with generously sized second bedroom and completed with 3-piece bathroom. This bathroom with walk-in shower has recently been updated and remodeled. The lower level with separate entrance walk-out provides flexibility, opportunity and great possibility for the new owners. Here you will find a large living/recreation space with natural gas fireplace, 3rd bedroom option and great use of the utility-storage room. Located on the very popular highway 45, perched directly on top of ravine, moments outside of the very desirable community of Baltimore with wonderful schools, parks, trails, recreation Centre and so much more. Just moments away from Highway 401 and the lovely town of Cobourg, with the abundance of amenities it has to offer! .... **CHECK OUT THE ATTACHED VIDEO**

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,765.35/mo

Includes CMHC insurance ($15,038)

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5-yr fixed avg.

Principal: $485,100Interest: $329,467
Mortgage Amount$500,138
Total Interest$329,467
Est. Property Tax$382/mo
Total Cost$829,605

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton Township

Discover Hamilton Township

Hamilton Township is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton Township

  • Convenient location in Hamilton Township
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton Township offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

4558 County Road 45 N/A, Hamilton Township

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$382
Insurance (est.)-$112
Net Cash Flow+$2,306

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $770/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 108 days on site, this property has exceeded the typical selling timeline for Hamilton Township. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Hamilton Township are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Hamilton Township properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,246 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    4558 County Road 45 N/A, Hamilton Township | $539,000 | Battaglia Team