$899,900 - 45 White Elm Road, Barrie
Detached for Sale in Barrie
44 days on market- MLS Number
- S13090938
- Property Type
- Detached
- Status
- active
- Days on Site
- 44
- Bedrooms
- 6
- Bathrooms
- 4
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- Barrie
- Listing Brokerage
- CENTURY 21 B.J. ROTH REALTY LTD.
Presenting 45 White Elm Road in the highly sought-after Holly community. Tucked away on a quiet, family-friendly street, this beautifully maintained home stands out not only for its thoughtful layout and quality finishes, but for a truly rare and exceptional feature, an expansive, private lot backing directly onto the protected Ardagh Bluffs. Properties like this, with direct access and uninterrupted natural surroundings, are few and far between. The main floor offers a functional and elegant layout, featuring a formal dining room with a charming bay window, and a bright open kitchen with upgraded cabinetry and stainless steel appliances. The kitchen flows seamlessly into the eat-in area and cozy living room, complete with a gas fireplace, perfect for both everyday living and entertaining. A convenient main floor laundry room with inside access to the double car garage adds to the home's practicality. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with a walk-in closet and private ensuite, offering peaceful views of the lush greenery behind. The fully finished basement completes the home with two additional bedrooms, bathroom and a massive rec room, ideal for extended family, guests, or versatile living space. Step outside to your own private backyard retreat. Set on an expansive, fully fenced lot, the beautifully maintained yard backs directly onto the Ardagh Bluffs, with a private gate providing direct access to the trails. This rare setting offers unmatched privacy, tranquility, and a true connection to nature, a feature that is incredibly hard to find in this area. Located just minutes from top-rated schools, shopping, and Highway 400, this home perfectly blends convenience with one-of-a-kind natural surroundings. Recent updates include A/C (2025), Furnace (2022), Shingles and Garage Doors (2020).This is a rare opportunity to own a premium lot backing onto the Ardagh Bluffs, don't miss it.
Estimate your monthly payments for this property
Estimated Payment
$4,616.95/mo
Includes CMHC insurance ($25,107)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Barrie
Barrie is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Barrie
- •Convenient location in Barrie
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Barrie offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
45 White Elm Road, Barrie
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $450/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 44 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Barrie are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Barrie.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Barrie properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.