45 Shelley Street, Halton Hills

Price: $875,000

4 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: W13124664

Welcome to 45 Shelley Street, a warm and well-maintained detached home nestled in an established Georgetown neighbourhood. Offering a unique loft-style primary retreat, flexible living space, and thoughtful updates throughout, this home blends comfort, functionality, and charm across every level. The main floor features a bright and inviting layout with a sun-filled living room centered around a large bay window, open concept dining area, and a functional kitchen complete with built-in pantry storage and a convenient planning nook. Two main floor bedrooms provide versatile living options for families, guests, or home office needs, including one with direct walk-out access to the backyard mini deck. Upstairs, the private loft-style primary suite creates a peaceful retreat with two large windows overlooking the backyard, a walk-in closet with built-in organizers, and a spacious ensuite featuring a glass shower, separate toilet area, and convenient upper-level laundry. The finished lower level extends the living space with a recreation room featuring a gas fireplace, built-in bookshelf, bar area, additional bedroom, powder room, cold cellar, laundry area, and interior garage access. Outside, enjoy a beautifully maintained backyard complete with mature grape vines, perennial gardens, a vegetable garden bed, pergola seating area, and concrete patio space ideal for relaxing or entertaining. Major updates include the roof (2023), front door, side door, interior garage access door (2022), Carrier furnace and A/C (2021), and multiple updated windows throughout the years.

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$875,000 - 45 Shelley Street, Halton Hills

Detached for Sale in Halton Hills

36 days on market
4Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
W13124664
Property Type
Detached
Status
active
Days on Site
36
Bedrooms
4
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Halton Hills
Listing Brokerage
Coldwell Banker Elevate Realty
Description

Welcome to 45 Shelley Street, a warm and well-maintained detached home nestled in an established Georgetown neighbourhood. Offering a unique loft-style primary retreat, flexible living space, and thoughtful updates throughout, this home blends comfort, functionality, and charm across every level. The main floor features a bright and inviting layout with a sun-filled living room centered around a large bay window, open concept dining area, and a functional kitchen complete with built-in pantry storage and a convenient planning nook. Two main floor bedrooms provide versatile living options for families, guests, or home office needs, including one with direct walk-out access to the backyard mini deck. Upstairs, the private loft-style primary suite creates a peaceful retreat with two large windows overlooking the backyard, a walk-in closet with built-in organizers, and a spacious ensuite featuring a glass shower, separate toilet area, and convenient upper-level laundry. The finished lower level extends the living space with a recreation room featuring a gas fireplace, built-in bookshelf, bar area, additional bedroom, powder room, cold cellar, laundry area, and interior garage access. Outside, enjoy a beautifully maintained backyard complete with mature grape vines, perennial gardens, a vegetable garden bed, pergola seating area, and concrete patio space ideal for relaxing or entertaining. Major updates include the roof (2023), front door, side door, interior garage access door (2022), Carrier furnace and A/C (2021), and multiple updated windows throughout the years.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,489.20/mo

Includes CMHC insurance ($24,413)

$
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5%10%50%

5-yr fixed avg.

Principal: $787,500Interest: $534,849
Mortgage Amount$811,913
Total Interest$534,849
Est. Property Tax$620/mo
Total Cost$1,346,761

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Halton Hills

Discover Halton Hills

Halton Hills is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Halton Hills

  • Convenient location in Halton Hills
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Halton Hills offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

45 Shelley Street, Halton Hills

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$620
Insurance (est.)-$182
Net Cash Flow+$2,398

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $583/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 36 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Halton Hills are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Halton Hills. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Halton Hills properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,646 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    45 Shelley Street, Halton Hills | $875,000 | Battaglia Team