45 Main Street, Milton

Price: $899,900

3 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: W13008494

Welcome to Campbellville and this quaint and charming 2-bedroom bungalow, perfect for the down-sizer or first-time buyer. Small-town living yet so close to city amenities, this home is minutes to the 401 and a short drive to the heart of Milton. A stamped concrete walkway welcomes you to the front door. The living and dining areas feature unique crown moulding and abundant natural light. The kitchen is bright and spacious with ample counter space and a breakfast bar/prep area, while a pocket door separates it from the side entrance leading to the basement.Two well-sized bedrooms are located on the main floor, one with a walk-out to the backyard deck. The basement offers a cozy rec room with beautiful flooring and pot lights, an office area with a built-in workspace, an additional bedroom with above-grade windows and double closet, and a spacious laundry room with a 3-piece bath. A kitchenette was added during the 2022 basement renovation, along with numerous upgrades throughout. A second laundry was also added upstairs, and a brand-new water softener was installed in 2026.The fully fenced backyard is gorgeous, featuring a 2020 deck, 2019 hot tub, tasteful landscaping, and a stamped concrete walkway around the garage. The garage is truly unique, with a long and wide parking area ideal for a workshop. Beyond it, separated by sliding barn doors, is an impressive "man-cave" complete with a wood-burning stove, bar, and coffered wood ceiling, with French doors leading to the yard.This home has been very well maintained with many improvements over the years. Situated on a prime lot with significant development potential, the neighboring property is also available for sale, presenting a rare opportunity for future expansion or land assembly. Well, water, and septic studies have been completed, and when combined with the adjacent property, the site offers strong potential for a multi-use commercial/residential development or live-work townhomes.

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$899,900 - 45 Main Street, Milton

Detached for Sale in Milton

3Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
W13008494
Property Type
Detached
Status
active
Days on Site
16
Bedrooms
3
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Milton
Listing Brokerage
Royal LePage Our Neighbourhood Realty
Description

Welcome to Campbellville and this quaint and charming 2-bedroom bungalow, perfect for the down-sizer or first-time buyer. Small-town living yet so close to city amenities, this home is minutes to the 401 and a short drive to the heart of Milton. A stamped concrete walkway welcomes you to the front door. The living and dining areas feature unique crown moulding and abundant natural light. The kitchen is bright and spacious with ample counter space and a breakfast bar/prep area, while a pocket door separates it from the side entrance leading to the basement.Two well-sized bedrooms are located on the main floor, one with a walk-out to the backyard deck. The basement offers a cozy rec room with beautiful flooring and pot lights, an office area with a built-in workspace, an additional bedroom with above-grade windows and double closet, and a spacious laundry room with a 3-piece bath. A kitchenette was added during the 2022 basement renovation, along with numerous upgrades throughout. A second laundry was also added upstairs, and a brand-new water softener was installed in 2026.The fully fenced backyard is gorgeous, featuring a 2020 deck, 2019 hot tub, tasteful landscaping, and a stamped concrete walkway around the garage. The garage is truly unique, with a long and wide parking area ideal for a workshop. Beyond it, separated by sliding barn doors, is an impressive "man-cave" complete with a wood-burning stove, bar, and coffered wood ceiling, with French doors leading to the yard.This home has been very well maintained with many improvements over the years. Situated on a prime lot with significant development potential, the neighboring property is also available for sale, presenting a rare opportunity for future expansion or land assembly. Well, water, and septic studies have been completed, and when combined with the adjacent property, the site offers strong potential for a multi-use commercial/residential development or live-work townhomes.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,616.95/mo

Includes CMHC insurance ($25,107)

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5-yr fixed avg.

Principal: $809,910Interest: $550,069
Mortgage Amount$835,017
Total Interest$550,069
Est. Property Tax$637/mo
Total Cost$1,385,086

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Milton

Discover Milton

Milton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Milton

  • Convenient location in Milton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Craig Kielburger Secondary SchoolPublic High School
Milton District High SchoolPublic High School
Bishop Reding Catholic Secondary SchoolCatholic High School
Jean Vanier Catholic Secondary SchoolCatholic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Milton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

45 Main Street, Milton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
2.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$1,976

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Premium Pricing

At $1286/sqft, this property is priced above the Milton average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.

Market Position

At 16 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Milton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Milton Lifestyle

Milton offers a balance of urban convenience and suburban tranquility. Growing families appreciate the newer schools and community feel. The GO Train provides reasonable Toronto access. Home values have appreciated steadily as families seek alternatives to Toronto's density and pricing.

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