45 Borland Drive, Guelph

Price: $939,900

5 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13210454

Welcome to this exceptional, three bedroom SOUTHEND BUNGALOW offering the perfect blend of family living and income potential with a LEGAL two bedroom accessory apartment and attached 1.5 garage. This home was built with quality in mind by Pidel Homes. The bright and spacious main level features an open-concept layout designed for modern living with updated luxury vinyl plank flooring throughout. The large kitchen, with granite countertops, pot lights and stainless appliances, flows seamlessly into the living and dining areas, creating an ideal space for entertaining and everyday family life. Walk out from living area to a fully fenced, oversized backyard which is perfect for children, pets and outdoor gatherings. There are three bedrooms on the main level and the primary suite features a walk-in closet and 4 pc. ensuite bath. There is also an additional 4 pc. bath featuring vanity with quartz countertops and ceramic flooring. The main floor laundry is convenient, too! The LEGAL, TWO bedroom basement apartment is complete with separate entrance, luxury vinyl plank flooring throughout, updated kitchen, generous living room, private laundry and a 4 pc. bathroom. Ideal as turnkey investment opportunity or for multigenerational living, this space provides both flexibility and financial advantage. Furnace and central air were replaced in December of 2024. Located close to the highway, transportation, grocery stores, restaurants, movie theatre, public transit and everyday amenities, this South End property delivers convenience and long-term value.

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$939,900 - 45 Borland Drive, Guelph

Detached for Sale in Guelph

5Beds
3Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13210454
Property Type
Detached
Status
active
Days on Site
15
Bedrooms
5
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Guelph
Listing Brokerage
Royal LePage Royal City Realty
Description

Welcome to this exceptional, three bedroom SOUTHEND BUNGALOW offering the perfect blend of family living and income potential with a LEGAL two bedroom accessory apartment and attached 1.5 garage. This home was built with quality in mind by Pidel Homes. The bright and spacious main level features an open-concept layout designed for modern living with updated luxury vinyl plank flooring throughout. The large kitchen, with granite countertops, pot lights and stainless appliances, flows seamlessly into the living and dining areas, creating an ideal space for entertaining and everyday family life. Walk out from living area to a fully fenced, oversized backyard which is perfect for children, pets and outdoor gatherings. There are three bedrooms on the main level and the primary suite features a walk-in closet and 4 pc. ensuite bath. There is also an additional 4 pc. bath featuring vanity with quartz countertops and ceramic flooring. The main floor laundry is convenient, too! The LEGAL, TWO bedroom basement apartment is complete with separate entrance, luxury vinyl plank flooring throughout, updated kitchen, generous living room, private laundry and a 4 pc. bathroom. Ideal as turnkey investment opportunity or for multigenerational living, this space provides both flexibility and financial advantage. Furnace and central air were replaced in December of 2024. Located close to the highway, transportation, grocery stores, restaurants, movie theatre, public transit and everyday amenities, this South End property delivers convenience and long-term value.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,822.17/mo

Includes CMHC insurance ($26,223)

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5-yr fixed avg.

Principal: $845,910Interest: $574,519
Mortgage Amount$872,133
Total Interest$574,519
Est. Property Tax$666/mo
Total Cost$1,446,652

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Guelph

Discover Guelph

Guelph is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Guelph

  • Convenient location in Guelph
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Guelph offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

45 Borland Drive, Guelph

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
3.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$666
Insurance (est.)-$196
Net Cash Flow+$2,738

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $854/sqft, this property is priced in line with current Guelph market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 15 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Guelph.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Guelph properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,916 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    45 Borland Drive, Guelph — $939,900 | Battaglia Team