$615,000 - 445 Stone Church Road Unit 24, Hamilton
Condo for Sale in Hamilton
132 days on market- MLS Number
- X12753758
- Property Type
- Condo
- Status
- active
- Days on Site
- 132
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 1,600 sqft
- Neighbourhood
- Hamilton
- Locker
- None
- Exposure
- East West
- Balcony
- Open
- Listing Brokerage
- CENTURY 21 PEOPLE`S CHOICE REALTY INC.
Newly Renovated & Upgraded Townhome With Building Permit - 3 Large Bedrooms + 3 Bathrooms - Appx 1,630 Sq Ft - Attached Garage With Access into Home - Garage Door Opener Included with Remote - 2 Parking Spots + Visitor Parking Available - Newly Installed Garage Door - Smooth Ceilings Throughout - Pot Lights Throughout With Dimmer Switch - Laminate Floors Throughout - Walk Out Basement - Oak Staircase With Upgraded Iron Wrought Pickets Throughout - Newly Installed Baseboard Heating System with Control Panels - 2 A/C Wall Units - 2 Balconies On Main Level - Fireplace With Updated Tile Surround - Upgraded Kitchen with Quartz Counter Top - S/S Appliances - Newer Dishwasher + Rangehood - New Electrical Wiring & Switches Throughout (ESA Certified) - Newly Constructed 3 Pc Bath on 2nd Level - Upgraded 4 Pc Bath on Upper Level & Upgraded 2 Pc Bath in the Basement - New Tiling Throughout - New Doors, Baseboards, Window & Door Trims Throughout - Newer Light Fixtures & Door Handles Throughout - Freshly Painted - Backyard Space Ideal for Kids to Play, BBQ's or Entertaining Family - Professionally Cleaned - Move in Ready - Turn Key Property - Maintenance Fees Include: Rogers Cable Included, Water, Snow Removal, Landscaping, Common Elements, Parking, Building Insurance, and Internet. - Heat & Hydro Separate (Alectra Utilities) Well Maintained Complex. Newer Roof (2024).
Estimate your monthly payments for this property
Estimated Payment
$3,155.27/mo
Includes CMHC insurance ($17,159)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Hamilton
Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Hamilton
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
445 Stone Church Road Unit 24, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $384/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 132 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,563 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.