445 Ontario Street Unit 128, Milton

Price: $699,900

4 bedrooms, 3 bathrooms

1,400 sqft

Property Type: Condo

MLS#: W12901028

Welcome to this beautifully maintained 3 Bedroom +1 Den CondoTownhouse with 2.5 Bath, in the heart of Milton at 445 Ontario St S. Offering approximately 1600 sqft of thoughtfully designed living space, this home seamlessly blends modern finishes with a functional layout ideal for families and professionals alike. The bright open-concept main floor is enhanced with recessed pot lights and effortless flow between the living and dining areas, creating the perfect setting for both entertaining and everyday living. The upgraded kitchen features stainless steel appliances, a reverse osmosis filtration system, and custom wall storage that maximizes style and practicality. Second floor has the convenience of a laundry room to make daily routines easy, while an additional family room offers flexible space for relaxing or gathering. The third floor hosts three well-appointed bedrooms, providing comfortable and private retreats for the whole family. A versatile ground-level den provides the ideal setup for a home office or extra storage. Enjoy outdoor living with a private balcony on 3 separate floors, perfect for morning coffee or evening unwinding. Ideally located just minutes from the Milton GO Station and surrounded by abundant shopping, restaurants, and everyday amenities. This move-in-ready townhouse delivers comfort, versatility, and exceptional convenience in one of Milton's most connected communities.

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$699,900 - 445 Ontario Street Unit 128, Milton

Condo for Sale in Milton

4Beds
3Baths
1,400Sq Ft
Condo
Property Details
MLS Number
W12901028
Property Type
Condo
Status
active
Days on Site
17
Bedrooms
4
Bathrooms
3
Square Feet
1,400 sqft
Neighbourhood
Milton
Locker
None
Exposure
South
Balcony
Open
Listing Brokerage
RIGHT AT HOME REALTY
Description

Welcome to this beautifully maintained 3 Bedroom +1 Den CondoTownhouse with 2.5 Bath, in the heart of Milton at 445 Ontario St S. Offering approximately 1600 sqft of thoughtfully designed living space, this home seamlessly blends modern finishes with a functional layout ideal for families and professionals alike. The bright open-concept main floor is enhanced with recessed pot lights and effortless flow between the living and dining areas, creating the perfect setting for both entertaining and everyday living. The upgraded kitchen features stainless steel appliances, a reverse osmosis filtration system, and custom wall storage that maximizes style and practicality. Second floor has the convenience of a laundry room to make daily routines easy, while an additional family room offers flexible space for relaxing or gathering. The third floor hosts three well-appointed bedrooms, providing comfortable and private retreats for the whole family. A versatile ground-level den provides the ideal setup for a home office or extra storage. Enjoy outdoor living with a private balcony on 3 separate floors, perfect for morning coffee or evening unwinding. Ideally located just minutes from the Milton GO Station and surrounded by abundant shopping, restaurants, and everyday amenities. This move-in-ready townhouse delivers comfort, versatility, and exceptional convenience in one of Milton's most connected communities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,590.85/mo

Includes CMHC insurance ($19,527)

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5%10%50%

5-yr fixed avg.

Principal: $629,910Interest: $427,818
Mortgage Amount$649,437
Total Interest$427,818
Est. Property Tax$496/mo
Total Cost$1,077,255

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Milton

Discover Milton

Milton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Milton

  • Convenient location in Milton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Craig Kielburger Secondary SchoolPublic High School
Milton District High SchoolPublic High School
Bishop Reding Catholic Secondary SchoolCatholic High School
Jean Vanier Catholic Secondary SchoolCatholic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Milton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

445 Ontario Street Unit 128, Milton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,480/mo
Range: $2,958 - $4,002
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,480
Maintenance Fees-$910
Property Tax (est.)-$496
Insurance (est.)-$146
Net Cash Flow+$1,928

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, RE/MAX Realty Specialists

Joe's Thoughts

Honest perspective from 25+ years of GTA real estate experience

Competitive Pricing

At $500/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 17 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Milton. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Milton Lifestyle

Milton offers a balance of urban convenience and suburban tranquility. Growing families appreciate the newer schools and community feel. The GO Train provides reasonable Toronto access. Home values have appreciated steadily as families seek alternatives to Toronto's density and pricing.

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