441 MUD Street, Hamilton

Price: $1,099,000

2 bedrooms, 1 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13136464

Rare opportunity to own 3.5 acres in Stoney Creek. Existing cottage-style dwelling with endless potential. Renovate, rebuild, or start fresh and build your dream home. Large rural lot with mature trees offering privacy and space that is increasingly hard to find. Severance may be possible. A unique offering for those looking to invest in land, create a private retreat, or explore future development potential. Buyers to satisfy themselves regarding zoning, severance, and development possibilities. RSA

441 MUD Street - Detached photo 1 of 7 in Hamilton, Ontario
441 MUD Street - Detached photo 2 of 7 in Hamilton, Ontario
441 MUD Street - Detached photo 3 of 7 in Hamilton, Ontario
441 MUD Street - Detached photo 4 of 7 in Hamilton, Ontario
441 MUD Street - Detached photo 5 of 7 in Hamilton, Ontario
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$1,099,000 - 441 MUD Street, Hamilton

Detached for Sale in Hamilton

31 days on market
2Beds
1Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13136464
Property Type
Detached
Status
active
Days on Site
31
Bedrooms
2
Bathrooms
1
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Rare opportunity to own 3.5 acres in Stoney Creek. Existing cottage-style dwelling with endless potential. Renovate, rebuild, or start fresh and build your dream home. Large rural lot with mature trees offering privacy and space that is increasingly hard to find. Severance may be possible. A unique offering for those looking to invest in land, create a private retreat, or explore future development potential. Buyers to satisfy themselves regarding zoning, severance, and development possibilities. RSA

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,861.25/mo

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5-yr fixed avg.

Principal: $879,200Interest: $579,174
Mortgage Amount$879,200
Total Interest$579,174
Est. Property Tax$778/mo
Total Cost$1,458,374

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

441 MUD Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
1.5%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$778
Insurance (est.)-$229
Net Cash Flow+$1,393

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $733/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 31 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,579 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    441 MUD Street, Hamilton — $1,099,000 | Battaglia Team