438 Sumach Street, Toronto C08

Price: $1,165,000

2 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Semi-Detached

MLS#: C13141052

Tucked along a quiet stretch of Sumach Street, beneath a canopy of mature trees in the heart of Cabbagetown, this two-bedroom semi feels like something out of a storybook with the perfect blend of charm and style. Behind a literal white picket fence (yes, really) and a front garden that quietly steals the show, this is the kind of home that makes you pause before you even step inside. And once you do, it delivers. Lofty ceilings and generous windows bring in beautiful natural light, giving the main floor a wondrous sense of volume. The kitchen has been tastefully updated with form and function in mind to create a space that feels polished, practical, and ready to enjoy from day one. Out back, a private deck extends the living space in all the right ways. It's an easy setting for summer evenings, weekend barbecues, or simply a moment to unwind. The garden and deck strike that rare balance of lush enough to enjoy, but thoughtfully scaled for low-maintenance living. This home offers the privacy and charm of a freehold, with a simplicity that condo dwellers can appreciate. Upstairs, the primary bedroom opens up with vaulted ceilings that add an expansive sense of space and calm. A second bedroom offers flexibility, whether for guests, a home office, or whatever comes next. The finished lower level adds versatility, ideal as a media room, workspace, or additional bedroom. This home also features a private drive at the front, a detail that makes a meaningful difference in this neighbourhood. Just steps from Riverdale Park, Wellesley Park, and Riverdale Farm, and a short stroll to the energy of Parliament Street where cafes, restaurants, and local shops create a rhythm that's distinctly Cabbagetown. Walkability is a given, transit is seamless, and access to the DVP keeps commuting within easy reach. For those drawn to homes with personality and spaces that feel inspired, this one doesn't try too hard. It simply gets it right.

438 Sumach Street - Semi-Detached photo 1 of 27 in Regent Park / Cabbagetown / St. James Town, Ontario
438 Sumach Street - Semi-Detached photo 2 of 27 in Regent Park / Cabbagetown / St. James Town, Ontario
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$1,165,000 - 438 Sumach Street, Cabbagetown

Semi-Detached for Sale in Cabbagetown

2Beds
2Baths
700 - 1,099Sq Ft
Semi-Detached
Property Details
MLS Number
C13141052
Property Type
Semi-Detached
Status
active
Days on Site
28
Bedrooms
2
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Regent Park / Cabbagetown / St. James Town
Listing Brokerage
SAGE REAL ESTATE LIMITED
Description

Tucked along a quiet stretch of Sumach Street, beneath a canopy of mature trees in the heart of Cabbagetown, this two-bedroom semi feels like something out of a storybook with the perfect blend of charm and style. Behind a literal white picket fence (yes, really) and a front garden that quietly steals the show, this is the kind of home that makes you pause before you even step inside. And once you do, it delivers. Lofty ceilings and generous windows bring in beautiful natural light, giving the main floor a wondrous sense of volume. The kitchen has been tastefully updated with form and function in mind to create a space that feels polished, practical, and ready to enjoy from day one. Out back, a private deck extends the living space in all the right ways. It's an easy setting for summer evenings, weekend barbecues, or simply a moment to unwind. The garden and deck strike that rare balance of lush enough to enjoy, but thoughtfully scaled for low-maintenance living. This home offers the privacy and charm of a freehold, with a simplicity that condo dwellers can appreciate. Upstairs, the primary bedroom opens up with vaulted ceilings that add an expansive sense of space and calm. A second bedroom offers flexibility, whether for guests, a home office, or whatever comes next. The finished lower level adds versatility, ideal as a media room, workspace, or additional bedroom. This home also features a private drive at the front, a detail that makes a meaningful difference in this neighbourhood. Just steps from Riverdale Park, Wellesley Park, and Riverdale Farm, and a short stroll to the energy of Parliament Street where cafes, restaurants, and local shops create a rhythm that's distinctly Cabbagetown. Walkability is a given, transit is seamless, and access to the DVP keeps commuting within easy reach. For those drawn to homes with personality and spaces that feel inspired, this one doesn't try too hard. It simply gets it right.

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Estimated Payment

$5,153.19/mo

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5-yr fixed avg.

Principal: $932,000Interest: $613,956
Mortgage Amount$932,000
Total Interest$613,956
Est. Property Tax$825/mo
Total Cost$1,545,956

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Regent Park / Cabbagetown / St. James Town

Discover Regent Park / Cabbagetown / St. James Town

Regent Park / Cabbagetown / St. James Town is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Regent Park / Cabbagetown / St. James Town

  • Convenient location in Regent Park / Cabbagetown / St. James Town
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Regent Park / Cabbagetown / St. James Town offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

438 Sumach Street, Regent Park / Cabbagetown / St. James Town

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
1.4%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$825
Insurance (est.)-$243
Net Cash Flow+$1,332

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Premium Pricing

At $1664/sqft, this property is priced above the Cabbagetown average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.

Market Position

At 28 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Cabbagetown are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Investment Perspective

Looking at this as an investment: Cabbagetown properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,854 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    438 Sumach Street, Regent Par… — $1,165,000 | Battaglia Team