43 Kearney Street, Guelph

Price: $749,999

3 bedrooms, 4 bathrooms

1,500 - 1,999 sqft

Property Type: Semi-Detached

MLS#: X13127468

Welcome to 43 Kearney Street, this beautifully maintained Semi Detached set on a desirable corner lot, offering the perfect blend of space, functionality, and natural light throughout. Step inside to discover a bright and airy open-concept main floor featuring a spacious living room which flows into the dining, and kitchen area designed for both everyday living and effortless entertaining. Pot lights add a modern touch, while the well-kept kitchen provides ample space and functionality while a convenient powder room completes the main level. Upstairs, you'll find three generously sized bedrooms, including a spacious primary retreat complete with an updated 3-piece ensuite, along with a well-appointed 4-piece main bathroom. The finished basement extends the living space with a bright, open-concept layout ideal for a recreation room, home office, gym, or flexible family space, complete with an additional 3-piece bathroom. Outside, the backyard offers a lovely patio area and abundant green space, creating the perfect setting for outdoor entertaining, summer evenings, and everyday enjoyment. Complete with a single car garage, this home is an exceptional opportunity for families, first-time buyers, or anyone seeking comfortable and stylish living.

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$749,999 - 43 Kearney Street, Guelph

Semi-Detached for Sale in Guelph

3Beds
4Baths
1,500 - 1,999Sq Ft
Semi-Detached
Property Details
MLS Number
X13127468
Property Type
Semi-Detached
Status
active
Days on Site
30
Bedrooms
3
Bathrooms
4
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Guelph
Listing Brokerage
Royal LePage Royal City Realty
Description

Welcome to 43 Kearney Street, this beautifully maintained Semi Detached set on a desirable corner lot, offering the perfect blend of space, functionality, and natural light throughout. Step inside to discover a bright and airy open-concept main floor featuring a spacious living room which flows into the dining, and kitchen area designed for both everyday living and effortless entertaining. Pot lights add a modern touch, while the well-kept kitchen provides ample space and functionality while a convenient powder room completes the main level. Upstairs, you'll find three generously sized bedrooms, including a spacious primary retreat complete with an updated 3-piece ensuite, along with a well-appointed 4-piece main bathroom. The finished basement extends the living space with a bright, open-concept layout ideal for a recreation room, home office, gym, or flexible family space, complete with an additional 3-piece bathroom. Outside, the backyard offers a lovely patio area and abundant green space, creating the perfect setting for outdoor entertaining, summer evenings, and everyday enjoyment. Complete with a single car garage, this home is an exceptional opportunity for families, first-time buyers, or anyone seeking comfortable and stylish living.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,847.88/mo

Includes CMHC insurance ($20,925)

$
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5-yr fixed avg.

Principal: $674,999Interest: $458,441
Mortgage Amount$695,924
Total Interest$458,441
Est. Property Tax$531/mo
Total Cost$1,154,365

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Guelph

Discover Guelph

Guelph is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Guelph

  • Convenient location in Guelph
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Guelph offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

43 Kearney Street, Guelph

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$531
Insurance (est.)-$156
Net Cash Flow+$2,113

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $500/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 30 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Guelph properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,125 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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