43 Isabella Garden Lane, Whitchurch-Stouffville

Price: $999,900

5 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: N12994062

Welcome to your forever home in the heart of Stouffville! This stunning, all-brick 2-storey detached residence features 4 spacious bedrooms and 3.5 baths, perfectly designed for a growing family. The updated, carpet-free interior boasts a large chef's kitchen with huge island and gas stove, main-floor laundry, and a primary retreat with his-and-her closets and a spa-like soaker tub. Every inch is optimized for living, including a fully finished basement with a rec room, home office, and extra bedroom/bath, plus abundant storage inside and out. Situated on a premium lot with no sidewalk and a 6-car total parking capacity (4-car driveway + 2-car garage), the property extends into a private backyard oasis with a covered deck and gazebo perfect for entertaining. With a new roof (2022), furnace (2023), and a prime location steps from top schools, recreation center, parks and YRT bus stop, this turn-key gem is ready for your next chapter.

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$999,900 - 43 Isabella Garden Lane, Whitchurch-Stouffville

Detached for Sale in Whitchurch-Stouffville

31 days on market
5Beds
4Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
N12994062
Property Type
Detached
Status
active
Days on Site
31
Bedrooms
5
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Whitchurch-Stouffville
Listing Brokerage
Royal LePage Our Neighbourhood Realty
Description

Welcome to your forever home in the heart of Stouffville! This stunning, all-brick 2-storey detached residence features 4 spacious bedrooms and 3.5 baths, perfectly designed for a growing family. The updated, carpet-free interior boasts a large chef's kitchen with huge island and gas stove, main-floor laundry, and a primary retreat with his-and-her closets and a spa-like soaker tub. Every inch is optimized for living, including a fully finished basement with a rec room, home office, and extra bedroom/bath, plus abundant storage inside and out. Situated on a premium lot with no sidewalk and a 6-car total parking capacity (4-car driveway + 2-car garage), the property extends into a private backyard oasis with a covered deck and gazebo perfect for entertaining. With a new roof (2022), furnace (2023), and a prime location steps from top schools, recreation center, parks and YRT bus stop, this turn-key gem is ready for your next chapter.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,130.01/mo

Includes CMHC insurance ($27,897)

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5-yr fixed avg.

Principal: $899,910Interest: $611,194
Mortgage Amount$927,807
Total Interest$611,194
Est. Property Tax$708/mo
Total Cost$1,539,002

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitchurch-Stouffville

Discover Whitchurch-Stouffville

Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitchurch-Stouffville

  • Convenient location in Whitchurch-Stouffville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

43 Isabella Garden Lane, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,700/mo
Range: $3,145 - $4,255
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,700
Maintenance Fees-$0
Property Tax (est.)-$708
Insurance (est.)-$208
Net Cash Flow+$2,784

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $500/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 31 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Whitchurch-Stouffville.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitchurch-Stouffville properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,166 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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