428 Dean Avenue, Oshawa

Price: $649,990

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Semi-Detached

MLS#: E13147906

Welcome To This Charming And Well-Maintained Semi-Detached Home Nestled In Oshawa's Central Community. Offering A Functional 2-Storey Layout, This Bright And Inviting Home Features Spacious Principal Rooms, Generous Bedroom Sizes, And Plenty Of Natural Light Throughout. The Updated Kitchen And Powder Room (2023) Add Modern Style And Functionality, Complemented By Appliances Updated In 2018. The Finished Basement Offers Additional Rec Space With A Walk-Out, Perfect For Entertaining, A Home Office, Or Extra Living Space. Situated On A Deep 110 Ft Lot With Parking For 3 Vehicles, The Backyard Is A Great Asset - Ideal For Entertainment, BBQs, And Enjoying Patio Season With A Restored Deck (2019) And New Shed (2020). Driveway Redone In 2021 and Windows Replaced (2016). 200 Amps Service. This Property Is Perfect For First-Time Buyers, Investors, Or Growing Families. Conveniently Located Close To Schools, Parks, Shopping, Transit, And Major Amenities With Easy Access To Highway 401. Move-In Ready Opportunity In A Family-Friendly Neighbourhood. Offers Anytime. Immediate Possession Available.

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$649,990 - 428 Dean Avenue, Oshawa

Semi-Detached for Sale in Oshawa

4Beds
2Baths
1,100 - 1,499Sq Ft
Semi-Detached
Property Details
MLS Number
E13147906
Property Type
Semi-Detached
Status
active
Days on Site
24
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Oshawa
Listing Brokerage
RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Description

Welcome To This Charming And Well-Maintained Semi-Detached Home Nestled In Oshawa's Central Community. Offering A Functional 2-Storey Layout, This Bright And Inviting Home Features Spacious Principal Rooms, Generous Bedroom Sizes, And Plenty Of Natural Light Throughout. The Updated Kitchen And Powder Room (2023) Add Modern Style And Functionality, Complemented By Appliances Updated In 2018. The Finished Basement Offers Additional Rec Space With A Walk-Out, Perfect For Entertaining, A Home Office, Or Extra Living Space. Situated On A Deep 110 Ft Lot With Parking For 3 Vehicles, The Backyard Is A Great Asset - Ideal For Entertainment, BBQs, And Enjoying Patio Season With A Restored Deck (2019) And New Shed (2020). Driveway Redone In 2021 and Windows Replaced (2016). 200 Amps Service. This Property Is Perfect For First-Time Buyers, Investors, Or Growing Families. Conveniently Located Close To Schools, Parks, Shopping, Transit, And Major Amenities With Easy Access To Highway 401. Move-In Ready Opportunity In A Family-Friendly Neighbourhood. Offers Anytime. Immediate Possession Available.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,334.79/mo

Includes CMHC insurance ($18,135)

$
$
5%10%50%

5-yr fixed avg.

Principal: $584,991Interest: $397,310
Mortgage Amount$603,126
Total Interest$397,310
Est. Property Tax$460/mo
Total Cost$1,000,436

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oshawa

Discover Oshawa

Oshawa is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oshawa

  • Convenient location in Oshawa
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oshawa offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

428 Dean Avenue, Oshawa

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.8%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$460
Insurance (est.)-$135
Net Cash Flow+$2,605

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $591/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 24 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Oshawa are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Oshawa. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Oshawa properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    428 Dean Avenue, Oshawa — $649,990 | Battaglia Team