42 Fourth Avenue, Cambridge

Price: $599,900

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13225658

THE HIDDEN GEM YOU DIDN'T EXPECT TO FIND. Welcome to a home where every detail has been thoughtfully curated. Nestled on a quiet street in Cambridge's highly desirable West Galt neighbourhood, this beautifully maintained bungalow offers exceptional curb appeal with a gorgeous lawn and a massive asphalt driveway (2022) accommodating up to 4 vehicles. From the moment you arrive, you'll appreciate the peace of mind that comes with extensive updates, including a new roof, siding, gutters, windows, and furnace (2019), a retaining wall (2021), and a new AC (2025). Inside, discover 1,580 sq. ft. of finished living space designed with a seamless open-concept flow. The bright living room features beautiful laminate flooring and an abundance of natural light. At the heart of the home is the fully renovated eat-in kitchen, showcasing crisp white cabinetry, quartz countertops, stainless steel appliances, a modern chimney hood fan, subway tile backsplash, and a functional breakfast bar. A glass door leads directly to the spacious backyard, complete with a custom deck featuring modern railings and a concrete patio added in 2022, perfect for entertaining or relaxing outdoors. The main floor is completed by 3 generously sized bedrooms and a stylish 4-pc bathroom with custom tile work and a sleek vanity. The lower level is a true bonus, also accessible through a convenient side entrance and offering excellent in-law suite potential. This fully finished space features a large recreation room with a wet bar and kitchenette, a massive 4th bedroom with double closets, a 3-pc bathroom, a utility/storage room, and a beautifully finished laundry room with stacked machines, a farmhouse sink, and butcher block counters. Beyond the property, enjoy being just minutes from the historic charm of Downtown Galt, with easy access to schools, shopping, public transit, and a wide range of local amenities.

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$599,900 - 42 Fourth Avenue, Cambridge

Detached for Sale in Cambridge

Popular Listing
4Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13225658
Property Type
Detached
Status
active
Days on Site
12
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Cambridge
Listing Brokerage
RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Description

THE HIDDEN GEM YOU DIDN'T EXPECT TO FIND. Welcome to a home where every detail has been thoughtfully curated. Nestled on a quiet street in Cambridge's highly desirable West Galt neighbourhood, this beautifully maintained bungalow offers exceptional curb appeal with a gorgeous lawn and a massive asphalt driveway (2022) accommodating up to 4 vehicles. From the moment you arrive, you'll appreciate the peace of mind that comes with extensive updates, including a new roof, siding, gutters, windows, and furnace (2019), a retaining wall (2021), and a new AC (2025). Inside, discover 1,580 sq. ft. of finished living space designed with a seamless open-concept flow. The bright living room features beautiful laminate flooring and an abundance of natural light. At the heart of the home is the fully renovated eat-in kitchen, showcasing crisp white cabinetry, quartz countertops, stainless steel appliances, a modern chimney hood fan, subway tile backsplash, and a functional breakfast bar. A glass door leads directly to the spacious backyard, complete with a custom deck featuring modern railings and a concrete patio added in 2022, perfect for entertaining or relaxing outdoors. The main floor is completed by 3 generously sized bedrooms and a stylish 4-pc bathroom with custom tile work and a sleek vanity. The lower level is a true bonus, also accessible through a convenient side entrance and offering excellent in-law suite potential. This fully finished space features a large recreation room with a wet bar and kitchenette, a massive 4th bedroom with double closets, a 3-pc bathroom, a utility/storage room, and a beautifully finished laundry room with stacked machines, a farmhouse sink, and butcher block counters. Beyond the property, enjoy being just minutes from the historic charm of Downtown Galt, with easy access to schools, shopping, public transit, and a wide range of local amenities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,077.80/mo

Includes CMHC insurance ($16,737)

$
$
5%10%50%

5-yr fixed avg.

Principal: $539,910Interest: $366,692
Mortgage Amount$556,647
Total Interest$366,692
Est. Property Tax$425/mo
Total Cost$923,339

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Cambridge

Discover Cambridge

Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Cambridge

  • Convenient location in Cambridge
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

42 Fourth Avenue, Cambridge

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$425
Insurance (est.)-$125
Net Cash Flow+$2,650

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $857/sqft, this property is priced in line with current Cambridge market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Detached Home Advantages

Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Cambridge. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Cambridge properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    42 Fourth Avenue, Cambridge — $599,900 | Battaglia Team