$599,999 - 4155 County Road 45 Road, Hamilton Township
Detached for Sale in Hamilton Township
59 days on market- MLS Number
- X13024020
- Property Type
- Detached
- Status
- active
- Days on Site
- 59
- Bedrooms
- 2
- Bathrooms
- 1
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Hamilton Township
- Listing Brokerage
- SUTTON GROUP-HERITAGE REALTY INC.
This English cottage style home is full of character and charm, featuring a wrap around porch that spans from front to back, overlooking a private, tree lined backyard just minutes to downtown Cobourg and everything it has to offer. The main floor offers spacious principal living with a large dining room with walk out to the deck, a bright eat in kitchen, and a welcoming family room with fireplace, perfect for cozy evenings at home. A charming pass through window between the kitchen and dining room adds a touch of character and makes entertaining effortless. This home also offers the convenience of one level living, with the primary bedroom thoughtfully located on the main floor. Originally designed as two bedrooms, this space provides flexibility to convert back if desired. Upstairs, the loft offers a versatile space ideal for a second bedroom, home office, or additional family room, filled with natural light and cottage charm. The unfinished basement provides excellent storage and workshop space and features a convenient walk out to the yard, adding functionality and easy access to the outdoors. Enjoy the feel of country living with the added benefit of a new septic system(2024), providing peace of mind and worry free ownership. Highway 401 is just one minute away, making this location perfect for commuters. Come take a look and you may just find yourself falling in love with all the charm this home has to offer.
Estimate your monthly payments for this property
Estimated Payment
$3,078.31/mo
Includes CMHC insurance ($16,740)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Hamilton Township
Hamilton Township is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Hamilton Township
- •Convenient location in Hamilton Township
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Hamilton Township offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
4155 County Road 45 Road, Hamilton Township
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $545/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 59 days on site, this property has exceeded the typical selling timeline for Hamilton Township. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Hamilton Township are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Investment Perspective
Looking at this as an investment: Hamilton Township properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.