41 Monza Drive, Hamilton

Price: $899,900

3 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X12815046

Welcome to 41 Monza Drive, an exceptional Stoney Creek family home that seamlessly blends modern upgrades with thoughtful design. This gorgeous 3-bedroom residence has been beautifully updated, featuring fully renovated bathroom ('16), a stunning contemporary kitchen ('22) and brand new hardwood flooring throughout the main level ('22). Enjoy extended living space in the partially finished basement, ideal for a recreation room, home office, gym, or creative space. Outside, entertain and unwind in your fully landscaped backyard oasis complete with an above-ground saltwater pool ('20) with a new deck & gazebo ('25) and automated irrigation system ('17), perfect for summer days and year-round curb appeal. Driveway & concrete ('15) sealed every 2 years, and garage door replaced '25. Located in one of Stoney Creek's most desirable neighbourhood - Winona's Fifty Point, this home offers access to outstanding community amenities including nearby Winona and breathtaking Fifty Point Conservation Area with its marina, trails, picnic areas and waterfront views. The broader Fifty Point area is known for its scenic beauty, active lifestyle opportunities and close-knit community feel. Families will appreciate access to highly regarded local school with strong academic and extracurricular reputations, making this area consistently attractive to discerning buyers.

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$899,900 - 41 Monza Drive, Hamilton

Detached for Sale in Hamilton

105 days on market
3Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X12815046
Property Type
Detached
Status
active
Days on Site
105
Bedrooms
3
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Hamilton
Listing Brokerage
EXP REALTY
Description

Welcome to 41 Monza Drive, an exceptional Stoney Creek family home that seamlessly blends modern upgrades with thoughtful design. This gorgeous 3-bedroom residence has been beautifully updated, featuring fully renovated bathroom ('16), a stunning contemporary kitchen ('22) and brand new hardwood flooring throughout the main level ('22). Enjoy extended living space in the partially finished basement, ideal for a recreation room, home office, gym, or creative space. Outside, entertain and unwind in your fully landscaped backyard oasis complete with an above-ground saltwater pool ('20) with a new deck & gazebo ('25) and automated irrigation system ('17), perfect for summer days and year-round curb appeal. Driveway & concrete ('15) sealed every 2 years, and garage door replaced '25. Located in one of Stoney Creek's most desirable neighbourhood - Winona's Fifty Point, this home offers access to outstanding community amenities including nearby Winona and breathtaking Fifty Point Conservation Area with its marina, trails, picnic areas and waterfront views. The broader Fifty Point area is known for its scenic beauty, active lifestyle opportunities and close-knit community feel. Families will appreciate access to highly regarded local school with strong academic and extracurricular reputations, making this area consistently attractive to discerning buyers.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,616.95/mo

Includes CMHC insurance ($25,107)

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5-yr fixed avg.

Principal: $809,910Interest: $550,069
Mortgage Amount$835,017
Total Interest$550,069
Est. Property Tax$637/mo
Total Cost$1,385,086

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

41 Monza Drive, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
2.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$1,976

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $600/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 105 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    41 Monza Drive, Hamilton — $899,900 | Battaglia Team