4 Tanner Circle, St. Catharines

Price: $755,000

4 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13411274

Welcome to 4 Tanner Circle, a beautifully maintained family home tucked into a quiet, established neighbourhood in St. Catharines, where comfort, space, and everyday functionality come together seamlessly. From the moment you arrive, the home offers fantastic curb appeal with a classic brick façade, manicured landscaping, and a double-car garage with parking for 6 cars in the driveway. Step inside to a warm and inviting main floor designed for both everyday living and entertaining. The bright family room is filled with natural light from large windows and features a cozy fireplace-perfect for relaxing evenings at home, access from the garage and a 2pc bath. A spacious living room provides even more room to gather, open to the dining room, perfect for hosting friends or family dinners. The updated kitchen is crisp and modern, offering ample cabinetry, sleek finishes, and Quartz countertops . This home offers a main floor bedroom ideal for growing families or those needing flexible space for a home office or guest room. Upstairs, you'll find 3 generous bedrooms and 5pc bathroom. The finished basement adds incredible versatility, featuring a second kitchen setup-perfect for in-law potential, extended family, or additional space for a teen hangout, as well as 2 large rooms and a 3pc bath. Additional highlights include main floor laundry for everyday convenience, ample storage throughout, and a layout that balances openness with defined, functional spaces. The fenced in yard offers interlock brick patio and garden. Set in a desirable, family-friendly pocket of St. Catharines, you're a 5 minute walk to Lake Ontario, top-rated schools and grocery shopping. A 5-minute drive to the shops & restaurants in Port Dalhousie, as well as access to QEW highway, makes commuting easy. Updates include furnace, ac, shingles and vinyl replacement windows. This is the kind of home that grows with you, offering space, flexibility, and a welcoming feel from the moment you walk in.

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New Listing
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$755,000 - 4 Tanner Circle, St. Catharines

Detached for Sale in St. Catharines

New — Listed 7 days ago
4Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13411274
Property Type
Detached
Status
active
Days on Site
7
Bedrooms
4
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Lot Size
7,155 sqft
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Welcome to 4 Tanner Circle, a beautifully maintained family home tucked into a quiet, established neighbourhood in St. Catharines, where comfort, space, and everyday functionality come together seamlessly. From the moment you arrive, the home offers fantastic curb appeal with a classic brick façade, manicured landscaping, and a double-car garage with parking for 6 cars in the driveway. Step inside to a warm and inviting main floor designed for both everyday living and entertaining. The bright family room is filled with natural light from large windows and features a cozy fireplace-perfect for relaxing evenings at home, access from the garage and a 2pc bath. A spacious living room provides even more room to gather, open to the dining room, perfect for hosting friends or family dinners. The updated kitchen is crisp and modern, offering ample cabinetry, sleek finishes, and Quartz countertops . This home offers a main floor bedroom ideal for growing families or those needing flexible space for a home office or guest room. Upstairs, you'll find 3 generous bedrooms and 5pc bathroom. The finished basement adds incredible versatility, featuring a second kitchen setup-perfect for in-law potential, extended family, or additional space for a teen hangout, as well as 2 large rooms and a 3pc bath. Additional highlights include main floor laundry for everyday convenience, ample storage throughout, and a layout that balances openness with defined, functional spaces. The fenced in yard offers interlock brick patio and garden. Set in a desirable, family-friendly pocket of St. Catharines, you're a 5 minute walk to Lake Ontario, top-rated schools and grocery shopping. A 5-minute drive to the shops & restaurants in Port Dalhousie, as well as access to QEW highway, makes commuting easy. Updates include furnace, ac, shingles and vinyl replacement windows. This is the kind of home that grows with you, offering space, flexibility, and a welcoming feel from the moment you walk in.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,873.54/mo

Includes CMHC insurance ($21,065)

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5%10%50%

5-yr fixed avg.

Principal: $679,500Interest: $461,498
Mortgage Amount$700,565
Total Interest$461,498
Est. Property Tax$535/mo
Total Cost$1,162,062

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

4 Tanner Circle, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$535
Insurance (est.)-$157
Net Cash Flow+$2,508

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $503/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,146 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    4 Tanner Circle, St. Catharines — $755,000 | Battaglia Team