$750,000 - 4 Evergreen Common Unit 14, St. Catharines
Condo for Sale in St. Catharines
89 days on market- MLS Number
- X12886466
- Property Type
- Condo
- Status
- active
- Days on Site
- 89
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,400 sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 346 sqft
- Locker
- None
- Exposure
- North West
- Balcony
- None
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to this beautifully professionally decorated bungalow townhouse located in a quiet and desirable North End community of St. Catharines, just minutes from Lake Ontario. This thoughtfully designed 2+1bedroom bungalow offers comfort, accessibility, and flexibility for a variety of lifestyles. Featuring extra-wide hallways and accessible bathrooms, the home is ideal for seniors or anyone seeking convenient single-level living. The bright main floor includes a spacious living area with patio doors leading to a private rear deck, perfect for relaxing or entertaining. The primary bedroom retreat features a large walk-in closet, a private ensuite with walk-in shower, and a separate space suitable for a caregiver if required. The finished basement offers a separate entrance and includes a bedroom, bathroom, sitting area, and kitchenette, making it an excellent option for extended family, guests, or a caregiver suite. Enjoy a private backyard setting in this well-maintained community. Additional highlights include: Main floor laundry for added convenience, custom blinds throughout, all appliances included, attached garage. Easy to show! Seller is related to the listing agent.
Estimate your monthly payments for this property
Estimated Payment
$3,847.89/mo
Includes CMHC insurance ($20,925)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
4 Evergreen Common Unit 14, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $536/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 89 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,125 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.