$824,999 - 4 Cole Street, Hamilton
Townhouse for Sale in Hamilton
New — Listed yesterday- MLS Number
- X13433494
- Property Type
- Townhouse
- Status
- active
- Days on Site
- 1
- Bedrooms
- 3
- Bathrooms
- 4
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Hamilton
- Listing Brokerage
- RE/MAX METROPOLIS REALTY
Beautifully maintained freehold townhouse in sought-after Waterdown offering approximately 1470 sq. ft. of above ground finished living space. This 3-bedroom, 4-bathroom home features a bright open-concept layout with 9-ft ceilings on the main floor, a finished basement, and numerous quality upgrades throughout. Major updates include new basement/staircase carpeting (2021); kitchen countertops, backsplash, sinks, faucets, microwave, bathroom countertops, sinks and faucets, primary ensuite glass shower door, pot lights throughout the main and second floors, basement light fixtures, automated garage door opener, and humidifier (2022); new furnace, water softener, drinking water filtration system, and smart door lock (2023); plus a smart thermostat and Google video doorbell (2020).The functional layout offers spacious principal rooms, a modernized kitchen with ample cabinetry and workspace, and a finished lower level ideal for recreation, work-from-home space, or extended family living. Attached garage and private driveway parking add everyday convenience. Ideally located close to schools, the YMCA, Park, playgrounds, public transit, and a full-service shopping plaza featuring Fortinos, Tim Hortons, McDonald's, restaurants, daycare services, family medical and dental offices, convenience stores, and more. Move-in ready and thoughtfully updated, this home offers exceptional comfort, convenience, and value in one of Waterdown's most desirable communities.
Estimate your monthly payments for this property
Estimated Payment
$4,232.67/mo
Includes CMHC insurance ($23,017)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Hamilton
Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Hamilton
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
4 Cole Street, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $750/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Hamilton's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Townhouse Benefits
Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Hamilton have shown strong appreciation as families seek more space.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,437 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.