4 Arlene Street, St. Catharines

Price: $889,000

4 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13177142

Executive 4 Bedroom, 3.5 Bath home with double garage and a bonus 2nd kitchen in the basement, all located in a highly sought after location. This stunning home offers hardwood flooring, a large living room with a cozy gas fireplace plus a bonus main floor family room, a formal dining room with bay window, and a well-appointed kitchen with breakfast bar and large dinette area with double patio doors that lead to the private and and fully fenced backyard with interlock patio. A convenient 2pc bath for guests, and main floor laundry with inside access to the garage completes the main level. Upstairs you'll enjoy 4 generous sized bedrooms including a primary suite with a walk-in closet and 4pc ensuite with a large jetted bath tub and separate shower. Plenty of additional living space in the fully finished basement featuring a large open concept rec room with cork flooring and built-in surround sound speakers, a fully updated 3pc bath with oversized glass and tile shower, a 2nd kitchen with quartz counters, an office, and plenty of extra storage space! Other updates and features include: central vac, custom California shutters, furnace and A/C updated in approx 2021, roof shingles updated in approx 2018.

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$889,000 - 4 Arlene Street, St. Catharines

Detached for Sale in St. Catharines

4Beds
4Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13177142
Property Type
Detached
Status
active
Days on Site
21
Bedrooms
4
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Lot Size
5,028 sqft
Listing Brokerage
Century 21 Heritage House LTD
Description

Executive 4 Bedroom, 3.5 Bath home with double garage and a bonus 2nd kitchen in the basement, all located in a highly sought after location. This stunning home offers hardwood flooring, a large living room with a cozy gas fireplace plus a bonus main floor family room, a formal dining room with bay window, and a well-appointed kitchen with breakfast bar and large dinette area with double patio doors that lead to the private and and fully fenced backyard with interlock patio. A convenient 2pc bath for guests, and main floor laundry with inside access to the garage completes the main level. Upstairs you'll enjoy 4 generous sized bedrooms including a primary suite with a walk-in closet and 4pc ensuite with a large jetted bath tub and separate shower. Plenty of additional living space in the fully finished basement featuring a large open concept rec room with cork flooring and built-in surround sound speakers, a fully updated 3pc bath with oversized glass and tile shower, a 2nd kitchen with quartz counters, an office, and plenty of extra storage space! Other updates and features include: central vac, custom California shutters, furnace and A/C updated in approx 2021, roof shingles updated in approx 2018.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,561.03/mo

Includes CMHC insurance ($24,803)

$
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5%10%50%

5-yr fixed avg.

Principal: $800,100Interest: $543,406
Mortgage Amount$824,903
Total Interest$543,406
Est. Property Tax$630/mo
Total Cost$1,368,309

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

4 Arlene Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
3.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$630
Insurance (est.)-$185
Net Cash Flow+$2,485

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $445/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 21 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,704 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    4 Arlene Street, St. Catharines — $889,000 | Battaglia Team