3965 Algoma Avenue, Innisfil

Price: $2,699,000

7 bedrooms, 5 bathrooms

3,500 - 3,999 sqft

Property Type: Detached

MLS#: N12718768

Luxury Custom Bungaloft on Shoreline Road - Steps to Lake Simcoe! ****Welcome to this newly upgraded, move-in-ready custom bungaloft situated on a rare 200 x 150 ft private lot surrounded by mature greenery in the highly sought-after Big Bay Point community. Just steps across the street from Lake Simcoe, this exceptional property offers walkable access to public docks and a nearby boat launch, ideal for boating and lakeside living. Friday Harbour Resort is approximately 3 km away, offering year-round dining, golf, marina, and entertainment. ****Over $1.2 million in high-end interior and exterior upgrades have been completed within the past two years. Notable improvements include a new metal roof with lifetime warranty, freshly paved extended driveway with additional parking, and professionally designed landscaping with an automated irrigation system. ****Enjoy a true resort-style backyard featuring a fully enclosed, in-ground heated freshwater swimming pool (filled July 2025) with two decorative fountains and solar lighting. The outdoor space is enhanced by a 500+ sq ft covered outdoor kitchen with metal roofing and extra storage, perfect for entertaining. A private children's playground with slide, swings, monkey bars, and soft sea sand completes the outdoor oasis. ****The home offers over 5,000 sq ft of living space, including 7 bedrooms and 5 bathrooms, plus an attached heated 3-car garage with epoxy flooring and custom shelving. Interior features include oversized windows, coffered ceilings, decorative wall moldings, and adjustable LED pot lighting throughout. The partially finished basement includes a bedroom, dining area, 3-piece bath, and stylish metallic marble epoxy flooring. ****A rare opportunity to own a resort-inspired retreat just steps from the lake. ****Book your private showing today.

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$2,699,000 - 3965 Algoma Avenue, Innisfil

Detached for Sale in Innisfil

103 days on market
7Beds
5Baths
3,500 - 3,999Sq Ft
Detached
Property Details
MLS Number
N12718768
Property Type
Detached
Status
active
Days on Site
103
Bedrooms
7
Bathrooms
5
Square Feet
3,500 - 3,999 sqft
Neighbourhood
Innisfil
Listing Brokerage
THE GUARDIAN HOME REALTY INC.
Description

Luxury Custom Bungaloft on Shoreline Road - Steps to Lake Simcoe! ****Welcome to this newly upgraded, move-in-ready custom bungaloft situated on a rare 200 x 150 ft private lot surrounded by mature greenery in the highly sought-after Big Bay Point community. Just steps across the street from Lake Simcoe, this exceptional property offers walkable access to public docks and a nearby boat launch, ideal for boating and lakeside living. Friday Harbour Resort is approximately 3 km away, offering year-round dining, golf, marina, and entertainment. ****Over $1.2 million in high-end interior and exterior upgrades have been completed within the past two years. Notable improvements include a new metal roof with lifetime warranty, freshly paved extended driveway with additional parking, and professionally designed landscaping with an automated irrigation system. ****Enjoy a true resort-style backyard featuring a fully enclosed, in-ground heated freshwater swimming pool (filled July 2025) with two decorative fountains and solar lighting. The outdoor space is enhanced by a 500+ sq ft covered outdoor kitchen with metal roofing and extra storage, perfect for entertaining. A private children's playground with slide, swings, monkey bars, and soft sea sand completes the outdoor oasis. ****The home offers over 5,000 sq ft of living space, including 7 bedrooms and 5 bathrooms, plus an attached heated 3-car garage with epoxy flooring and custom shelving. Interior features include oversized windows, coffered ceilings, decorative wall moldings, and adjustable LED pot lighting throughout. The partially finished basement includes a bedroom, dining area, 3-piece bath, and stylish metallic marble epoxy flooring. ****A rare opportunity to own a resort-inspired retreat just steps from the lake. ****Book your private showing today.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$11,938.59/mo

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5-yr fixed avg.

Principal: $2,159,200Interest: $1,422,376
Mortgage Amount$2,159,200
Total Interest$1,422,376
Est. Property Tax$1,912/mo
Total Cost$3,581,576

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Innisfil

Discover Innisfil

Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Innisfil

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3965 Algoma Avenue, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$5,250/mo
Range: $4,463 - $6,037
Cap Rate (ROI)
1.2%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$5,250
Maintenance Fees-$0
Property Tax (est.)-$1,912
Insurance (est.)-$562
Net Cash Flow+$2,776

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $771/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 103 days on site, this property has exceeded the typical selling timeline for Innisfil. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Larger Home Realities

At 3,500 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.

Excellent Flexibility

With 7 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Innisfil.

Bathroom Count Matters

With 5 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

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    MLS# N12718768 — 3965 Algoma Avenue, Innisfil | Battaglia Team