$499,000 - 396 Church Street, Cambridge
Detached for Sale in Cambridge
61 days on market- MLS Number
- X12992144
- Property Type
- Detached
- Status
- active
- Days on Site
- 61
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Cambridge
- Listing Brokerage
- CORCORAN HORIZON REALTY
Welcome to 396 Church St N in Cambridge, a newly updated 3 plus 1 bedroom, 2 bathroom home that blends character with modern finishes. A bright and spacious foyer welcomes you in and leads to the living and dining area, where large windows fill the space with natural light and create a comfortable setting for everyday living and entertaining. Just off the dining area, a main floor primary bedroom offers added convenience with its own attached 3 piece bathroom, making it a great option for those looking for main floor living or a private guest space. The kitchen has been thoughtfully updated with quartz countertops, a large island with seating, an undermount sink, new dishwasher, pot filler, and modern cabinetry with plenty of storage. It is a functional and inviting space, and the mud room just off the kitchen provides a second entry point, making it easy to bring in groceries, keep things organized, or access the yard. Upstairs, you will find three well sized bedrooms, each with good natural light, along with a 4 piece bathroom featuring a tiled shower and tub combination. The basement is unfinished and offers potential to create an in law suite or additional living space, complete with a separate entrance that adds flexibility for future use or income potential. Laundry is on this level and includes washer and dryer (2025). The backyard offers plenty of room to enjoy, whether you are gardening, entertaining, or simply relaxing, while still leaving space for future plans. With its recent updates, flexible layout, and great location, this property offers a range of possibilities for a variety of buyers.
Estimate your monthly payments for this property
Estimated Payment
$2,560.13/mo
Includes CMHC insurance ($13,922)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
396 Church Street, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $333/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 61 days on site, this property has exceeded the typical selling timeline for Cambridge. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Cambridge are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Cambridge. Good resale value as demand remains consistent.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.