3925 Algoma Avenue, Innisfil

Price: $1,699,900

4 bedrooms, 3 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: N13105836

NEW PRICE! This Beautiful brick Bungalow sits on an Oversized Lot in the prestigious Big Bay Point! Secluded location, but close to Friday Harbour and the beach! Over 2500 sq ft. of main floor with three bedrooms and three bathrooms. Wheelchair accessible! Nestled at the quiet dead end of a quaint street, this exceptional property sits on a sprawling, tree-lined lot just minutes from Friday Harbour and two popular golf courses. Surrounded by nature, the mature trees and landscaped yard provide privacy and serenity, while exterior lighting adds an evening touch of elegance. Ideal for luxury buyers, builders, or multi-generational families, this home combines accessibility with opportunity. There's potential to sever a 100-foot-wide lot, making this a rare and valuable find for a possible future expansion, development, or investment. Inside, enjoy barrier-free, one-level living, complete with a garage stair lift, rear ramp to an expansive deck, and a roll-in shower perfect for families with an elderly parent or anyone needing mobility-friendly features. The main floor features 14-foot ceilings, large windows overlooking the trees, and a formal dining area. Modern white kitchen with a gas stove, updated white appliances, and a peninsula that extends to a walk-out breakfast area. A partially finished basement offers added living space, featuring a large rec room, den, cantina, and utility room, ideal for guests, hobbies, or future customization. The interlock driveway accommodates multiple vehicles, including RVs and boats. The massive two-car garage has extra space and an inside entry to the home. This turnkey retreat is the ultimate blend of comfort, location, and potential, just moments from Lake Simcoe, a government dock, trails, and top-tier golf. Whether you're downsizing in style, building your dream, or investing in a coveted neighbourhood, this one has it all. For any potential severance or expansion, please get in touch with the Town of Innisfil.

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$1,699,900 - 3925 Algoma Avenue, Innisfil

Detached for Sale in Innisfil

36 days on market
4Beds
3Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
N13105836
Property Type
Detached
Status
active
Days on Site
36
Bedrooms
4
Bathrooms
3
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Innisfil
Lot Size
37,501 sqft
Listing Brokerage
CENTURY 21 B.J. ROTH REALTY LTD.
Description

NEW PRICE! This Beautiful brick Bungalow sits on an Oversized Lot in the prestigious Big Bay Point! Secluded location, but close to Friday Harbour and the beach! Over 2500 sq ft. of main floor with three bedrooms and three bathrooms. Wheelchair accessible! Nestled at the quiet dead end of a quaint street, this exceptional property sits on a sprawling, tree-lined lot just minutes from Friday Harbour and two popular golf courses. Surrounded by nature, the mature trees and landscaped yard provide privacy and serenity, while exterior lighting adds an evening touch of elegance. Ideal for luxury buyers, builders, or multi-generational families, this home combines accessibility with opportunity. There's potential to sever a 100-foot-wide lot, making this a rare and valuable find for a possible future expansion, development, or investment. Inside, enjoy barrier-free, one-level living, complete with a garage stair lift, rear ramp to an expansive deck, and a roll-in shower perfect for families with an elderly parent or anyone needing mobility-friendly features. The main floor features 14-foot ceilings, large windows overlooking the trees, and a formal dining area. Modern white kitchen with a gas stove, updated white appliances, and a peninsula that extends to a walk-out breakfast area. A partially finished basement offers added living space, featuring a large rec room, den, cantina, and utility room, ideal for guests, hobbies, or future customization. The interlock driveway accommodates multiple vehicles, including RVs and boats. The massive two-car garage has extra space and an inside entry to the home. This turnkey retreat is the ultimate blend of comfort, location, and potential, just moments from Lake Simcoe, a government dock, trails, and top-tier golf. Whether you're downsizing in style, building your dream, or investing in a coveted neighbourhood, this one has it all. For any potential severance or expansion, please get in touch with the Town of Innisfil.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$7,519.23/mo

$
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5%20%50%

5-yr fixed avg.

Principal: $1,359,920Interest: $895,849
Mortgage Amount$1,359,920
Total Interest$895,849
Est. Property Tax$1,204/mo
Total Cost$2,255,769

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Innisfil

Discover Innisfil

Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Innisfil

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3925 Algoma Avenue, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,550/mo
Range: $3,018 - $4,082
Cap Rate (ROI)
1.4%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,550
Maintenance Fees-$0
Property Tax (est.)-$1,204
Insurance (est.)-$354
Net Cash Flow+$1,992

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $680/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 36 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Innisfil. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $7,083 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    3925 Algoma Avenue, Innisfil — $1,699,900 | Battaglia Team