$765,000 - 39 SISTER VARGA Terrace Unit 403, Hamilton
Condo for Sale in Hamilton
137 days on market- MLS Number
- X12440439
- Property Type
- Condo
- Status
- active
- Days on Site
- 137
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 1,000 sqft
- Neighbourhood
- Hamilton
- Locker
- Owned
- Exposure
- West
- Balcony
- Open
- Listing Brokerage
- RE/MAX ESCARPMENT REALTY INC.
Welcome to the Upper Mill Pond apartments at St. Elizabeth Village, a gated 55+ community known for its vibrant lifestyle and outstanding amenities. This 1,152 square foot home offers spacious open concept living with soaring 10 foot ceilings and a modern layout designed for comfort and ease. The kitchen is thoughtfully designed with a large peninsula that provides seating for five and flows seamlessly into the bright living and dining areas, making it an ideal space for entertaining or everyday living. With two bedrooms and two full bathrooms, there is plenty of room for family and guests. The primary suite is a true retreat with its own ensuite featuring a walk-in shower and a very large walk-in closet. A northwest-facing balcony with new vinyl flooring provides a private outdoor space to relax and enjoy the fresh air. Residents of this building enjoy access to a heated indoor pool, gym, saunas, hot tub, and golf simulator, all just steps from your door. The Village also offers a wide range of on-site conveniences including a doctors office, pharmacy, massage clinic, and public transportation. Within a five minute drive you will find grocery stores, restaurants, and shopping, making everyday living simple and stress free. This home combines modern comfort with a welcoming community atmosphere, offering an exceptional opportunity to enjoy everything St. Elizabeth Village has to offer.
Estimate your monthly payments for this property
Estimated Payment
$3,924.85/mo
Includes CMHC insurance ($21,344)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Hamilton
Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Hamilton
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
39 SISTER VARGA Terrace Unit 403, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $765/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 137 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,188 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.