$915,000 - 39 SISTER VARGA Terrace Unit 115, Hamilton
Condo for Sale in Hamilton
135 days on market- MLS Number
- X12440359
- Property Type
- Condo
- Status
- active
- Days on Site
- 135
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,200 sqft
- Neighbourhood
- Hamilton
- Locker
- Owned
- Exposure
- West
- Balcony
- Open
- Listing Brokerage
- RE/MAX ESCARPMENT REALTY INC.
Welcome to the Upper Mill Pond apartments at St. Elizabeth Village, a gated 55+ community offering comfort, convenience, and a vibrant lifestyle. This is one of the largest units in the building at 1,259 square feet and features open concept living with 9 foot ceilings and a modern design throughout. The home includes two bedrooms, a den, and two full bathrooms. The primary suite is a private retreat with its own ensuite featuring a walk-in tiled shower. The kitchen opens seamlessly to the large living and dining area and features a peninsula with seating, perfect for casual meals or entertaining. West-facing windows look directly over one of the Village ponds and provide beautiful sunset views that can be enjoyed from both the living area and the den. There are two balconies, one off the main living space and another off the bedrooms facing northwest, giving you multiple outdoor spaces to relax and enjoy the scenery. Luxury vinyl flooring runs throughout the home, offering both style and easy maintenance. This building offers direct access to a heated indoor pool, gym, saunas, hot tub, and golf simulator. Just a short walk away you will also find a doctors office, pharmacy, massage clinic, and public transportation. The Village is ideally located within a five minute drive to grocery stores, shopping, and restaurants, making day-to-day living simple and convenient. This spacious home combines modern finishes, scenic views, and outstanding amenities in one of the most desirable communities in the area.
Estimate your monthly payments for this property
Estimated Payment
$4,694.42/mo
Includes CMHC insurance ($25,529)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Hamilton
Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Hamilton
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
39 SISTER VARGA Terrace Unit 115, Hamilton
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $763/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 135 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,813 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.