$379,990 - 38 Elma Street Unit 6, St. Catharines
Condo for Sale in St. Catharines
102 days on market- MLS Number
- X12820254
- Property Type
- Condo
- Status
- active
- Days on Site
- 102
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,000 sqft
- Neighbourhood
- St. Catharines
- Locker
- None
- Exposure
- South East
- Balcony
- None
- Listing Brokerage
- RE/MAX Escarpment Realty Inc., Brokerage
This bright and spacious 3-bedroom, 3-bathroom condo townhouse is a fantastic opportunity in the highly desirable Lakeport neighborhood - a prime North-End location known for its family-friendly vibe, proximity to Lake Ontario, and easy access to everything St. Catharines has to offer. This well-maintained property offers a low-maintenance condo living. The open-concept main floor features a welcoming living/dining area bathed in natural light, flowing into a practical kitchen with plenty of storage and counter space - perfect for everyday meals or hosting friends. Upstairs, features three generously sized bedrooms include a primary suite , a full bathroom serving the family and guests. The layout offers flexibility for a home office, guest room, or cozy retreat. Key features include: Three bathrooms - a rare and convenient bonus in townhomes of this size, eliminating morning bottlenecks .Low condo fees covering exterior maintenance, water, snow removal, landscaping, and common elements - ideal for busy lifestyles or downsizers. Private outdoor space (patio or small yard area) for relaxing, gardening, or summer BBQs. 1 Dedicated parking available , several visitor parking, and free street parking. Location is unbeatable: Minutes from Port Dalhousie waterfront, Lake Ontario trails, Fairview Mall shopping, top schools, parks, and quick highway access to Niagara Falls, Burlington, or Toronto. Enjoy the best of suburban tranquility with urban convenience right at your doorstep. Move-in ready and ideal for first-time buyers, growing families, or investors eyeing strong rental demand in this sought-after pocket. This gem combines affordability, space, and prime positioning - don't miss out!
Estimate your monthly payments for this property
Estimated Payment
$1,949.55/mo
Includes CMHC insurance ($10,602)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
38 Elma Street Unit 6, St. Catharines
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $380/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 102 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.