$769,999 - 38 Albany Drive, St. Catharines
Detached for Sale in St. Catharines
88 days on market- MLS Number
- X12908412
- Property Type
- Detached
- Status
- active
- Days on Site
- 88
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ONE PERCENT REALTY LTD.
Welcome Home to Effortless Living in the Heart of North End St. Catharines! From the moment you step inside, you'll feel the warmth and care that have gone into every corner of this beautifully updated bungalow. Perfectly designed for those starting their next chapter-whether it's a young family's first home or a couple ready to slow down and enjoy life-this home offers comfort, style, and peace of mind in one inviting package. The open-concept main floor is bright and airy, featuring wide-plank engineered hardwood and pot lights on dimmers that set the mood for cozy evenings or lively gatherings. The kitchen is a dream with quartz counters, with modern Samsung appliances. Both bathrooms have been thoughtfully renovated, bringing spa-like comfort to your everyday routine. Downstairs, the finished basement provides the perfect balance of space and flexibility-a rec room for movie nights, a guest suite for visiting family, or a play area for little ones learning to take their first steps. Outside, the private backyard feels like a hidden retreat. Picture summer days by the pool surrounded by lush gardens and mature trees, or quiet mornings on the patio listening to the birds. The 12' x 24' inground pool offers a shallow 3-ft end and a gentle 5-ft deep end-perfect for relaxing floats or family fun. And parking? You'll love the expansive double-wide driveway-large enough to fit up to seven cars comfortably. With an owned furnace, A/C, and hot-water tank, plus a location just minutes to parks, schools, shopping, and Port Dalhousie, this home blends modern convenience with small-town charm. This is more than just a house-it's a lifestyle of comfort, connection, and care, waiting for its next chapter to begin. Inclusions: Dishwasher, Dryer, King Size Bed, Hot Water Tank Owned, Pool Equipment, Refrigerator, Stove, Washer, Window Coverings , Furniture is Negotiable
Estimate your monthly payments for this property
Estimated Payment
$3,950.49/mo
Includes CMHC insurance ($21,483)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
38 Albany Drive, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $1100/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Negotiation Opportunity
At 88 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,208 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.