$399,900 - 365 Geneva Street Unit 407, St. Catharines
Condo for Sale in St. Catharines
- MLS Number
- X13170842
- Property Type
- Condo
- Status
- active
- Days on Site
- 19
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,000 sqft
- Neighbourhood
- St. Catharines
- Locker
- Ensuite
- Exposure
- West
- Balcony
- Enclosed
- Listing Brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Welcome to unit 407 at 365 Geneva St. in St. Catharines. This spacious and rarely available 3 bedroom, 2 bathroom condo is located in the Parklands building. Offering over 1000 square feet of comfortable living space, this well-maintained unit features an updated kitchen with beautiful quartz countertops and the convenience of a dishwasher, lots of storage throughout the unit, and a bright, functional layout. The primary bedroom includes a convenient 2-piece ensuite bath and large closet, while the second 4-piece bathroom serves the additional bedrooms and guests. There is an in-suite storage room, and each room has generous sized closets. The electrical panel was redone recently in the unit. The spacious living room overlooks the balcony and the back yard, and the dining room has patio doors that lead outside. Enjoy your morning coffee or evening sunset on the large, private balcony. Residents have access to excellent shared amenities including an exercise room, reservable family/party room for gatherings, regularly scheduled community games and movie nights, and a cozy shared library. The condo fees include your heat, your water, and your building insurance and common elements, grass cutting, and snow removal. The gardens and common grounds are well-maintained, and super clean and welcoming. This is a rare opportunity to own a spacious condo, in an ideal location, close to parks, schools, churches, and shopping and restaurants. Book your showing today!
Estimate your monthly payments for this property
Estimated Payment
$2,051.69/mo
Includes CMHC insurance ($11,157)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
365 Geneva Street Unit 407, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $400/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 19 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.