$939,900 - 3574 Settlement Trail, London South
Detached for Sale in London South
50 days on market- MLS Number
- X13062062
- Property Type
- Detached
- Status
- active
- Days on Site
- 50
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- London South
- Lot Size
- 7,518 sqft
- Listing Brokerage
- CENTURY 21 FIRST CANADIAN CORP
Welcome to this beautifully cared-for 2009-built home offering 2,389 sq. ft. of stylish family living in the sought-after, family-friendly neighbourhood of Talbot Village, close to Hwy 401 and many convenient amenities. Ideally located just a 2-minute walk to La Pommeraie French Immersion elementary school and a 15-minute walk to White Pine elementary school, this home is perfectly suited for a growing family. The main floor features a welcoming living room with 12-foot cathedral ceilings, a spacious family room with gas insert fireplace, a formal dining room, an open kitchen with island and granite countertops along with an inviting eating area, and a convenient office. Rich hardwood flooring enhances the main living spaces, with ceramic tile in wet areas for added practicality and durability. Upstairs, you'll find four generous bedrooms and two 5-piece bathrooms, including a large primary ensuite and a spacious walk-in closet. The unspoiled basement offers excellent potential for future development, providing even more room for your family's needs. Set on a beautifully landscaped lot, the exterior offers exceptional privacy in the summer months as the trees mature, creating a peaceful backyard retreat. Enjoy outdoor living on the deck, with attractive landscaping in both the front and back yards. Pride of ownership is evident throughout this well-maintained home, making it a standout opportunity in a desirable location. Book your viewing now.
Estimate your monthly payments for this property
Estimated Payment
$4,822.17/mo
Includes CMHC insurance ($26,223)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover London South
London South is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in London South
- •Convenient location in London South
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
London South offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
3574 Settlement Trail, London South
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $470/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 50 days on site, this property has exceeded the typical selling timeline for London South. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in London South are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to London South. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: London South properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,916 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.