35 Rutherford Avenue, Hamilton

Price: $599,900

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X12828684

Welcome home to 35 Rutherford Avenue, a handsome 2.5 storey century home in Hamilton's St. Clair neighbourhood. This well-maintained property offers 4 bedrooms, 2 bathrooms, 1,415 sq ft plus a basement with separate side entrance, blending original character with modern updates. The all brick exterior offers strong curb appeal with new roof (2025), repointed brick and parging (2020), updated front porch (2023), storm doors (2021), and front windows (2021) that enhance the appearance and reflect the care & maintenance throughout the property. The main floor features a welcoming foyer with a solid wood front door, hardwood flooring and beautiful millwork throughout the living & formal dining rooms. An elegant interior pass-through opening between the foyer and living room enhances sightlines and natural light. The living room includes large front windows and a fireplace converted to a Napoleon gas unit (2021). Both the living room and formal dining room showcase decorative stained glass windows, while original baseboards and wood casings highlight the home's character and craftsmanship. The updated kitchen (2023) offers slate flooring, granite countertops, and a newer dishwasher (2023), with rear yard access and basement stairs. The second floor includes 3 bedrooms, an updated 4 piece bathroom with new vanity and penny tile, and updated trim (2023) throughout. The third floor features a finished attic serving as the 4th bedroom, providing flexible space for a bedroom, office, or additional living area. The basement with separate side entrance includes a recreation room, laundry, 3 piece bathroom, and updated A/C (2021). The fenced and private rear yard offers a lush setting with a raised deck (2023) and storage shed. Located in Hamilton's St. Clair neighbourhood, this home offers convenient access to parks, amenities, the Wentworth Stairs, the Escarpment Rail Trail, and the Sherman Access for easy mountain access.

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$599,900 - 35 Rutherford Avenue, Hamilton

Detached for Sale in Hamilton

108 days on market
4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X12828684
Property Type
Detached
Status
active
Days on Site
108
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Welcome home to 35 Rutherford Avenue, a handsome 2.5 storey century home in Hamilton's St. Clair neighbourhood. This well-maintained property offers 4 bedrooms, 2 bathrooms, 1,415 sq ft plus a basement with separate side entrance, blending original character with modern updates. The all brick exterior offers strong curb appeal with new roof (2025), repointed brick and parging (2020), updated front porch (2023), storm doors (2021), and front windows (2021) that enhance the appearance and reflect the care & maintenance throughout the property. The main floor features a welcoming foyer with a solid wood front door, hardwood flooring and beautiful millwork throughout the living & formal dining rooms. An elegant interior pass-through opening between the foyer and living room enhances sightlines and natural light. The living room includes large front windows and a fireplace converted to a Napoleon gas unit (2021). Both the living room and formal dining room showcase decorative stained glass windows, while original baseboards and wood casings highlight the home's character and craftsmanship. The updated kitchen (2023) offers slate flooring, granite countertops, and a newer dishwasher (2023), with rear yard access and basement stairs. The second floor includes 3 bedrooms, an updated 4 piece bathroom with new vanity and penny tile, and updated trim (2023) throughout. The third floor features a finished attic serving as the 4th bedroom, providing flexible space for a bedroom, office, or additional living area. The basement with separate side entrance includes a recreation room, laundry, 3 piece bathroom, and updated A/C (2021). The fenced and private rear yard offers a lush setting with a raised deck (2023) and storage shed. Located in Hamilton's St. Clair neighbourhood, this home offers convenient access to parks, amenities, the Wentworth Stairs, the Escarpment Rail Trail, and the Sherman Access for easy mountain access.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,077.80/mo

Includes CMHC insurance ($16,737)

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5%10%50%

5-yr fixed avg.

Principal: $539,910Interest: $366,692
Mortgage Amount$556,647
Total Interest$366,692
Est. Property Tax$425/mo
Total Cost$923,339

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

35 Rutherford Avenue, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$425
Insurance (est.)-$125
Net Cash Flow+$2,650

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $545/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 108 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    35 Rutherford Avenue, Hamilton — $599,900 | Battaglia Team