$1,099,000 - 34 Royal York Road, St. Catharines
Detached for Sale in St. Catharines
53 days on market- MLS Number
- X13046400
- Property Type
- Detached
- Status
- active
- Days on Site
- 53
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- REVEL Realty Inc., Brokerage
Welcome to 34 Royal York Rd in the beautiful city of St. Catharines, just steps from the waterfront walking trail and Lake Ontario. Nestled among mature trees and well-kept homes, this renovated 4-level backsplit offers exceptional curb appeal on a generous 80 x 133 ft lot, with a 2-car fully finished garage with an insulated door, epoxy flooring, natural gas heating and parking for up to six vehicles. The main floor features a bright, open-concept layout with a stylish living and dining area, highlighted by tray ceilings and pot lights. The custom kitchen is designed for both everyday living and entertaining, complete with a large quartz island, built-in features, premium appliances including a Wolf dual fuel range and Miele dishwasher, and elegant stone countertops. Upstairs offers three spacious bedrooms with closets systems, including a primary suite, an electric fireplace, along with an updated 4-piece bathroom. The lower level includes a cozy family room with a gas fireplace, an additional bedroom, and a 3-piece bath, while the basement walkout provides excellent in-law suite potential. The finished basement adds even more living space with a recreation room with a bar area, and a large updated laundry and storage area. Current upgrades include a Wolf dual fuel range and Miele dishwasher, front and rear California shutters, basement walkout door, front storm door, and multiple convenient access points to the garage and backyard. A rare opportunity to own a move-in-ready home in one of St. Catharines' most desirable North end locations.
Estimate your monthly payments for this property
Estimated Payment
$4,861.25/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
34 Royal York Road, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $999/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Negotiation Opportunity
At 53 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,579 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.