$769,000 - 34 Carter Crescent, Whitby
Detached for Sale in Whitby
New — Listed 5 days ago- MLS Number
- E13428882
- Property Type
- Detached
- Status
- active
- Days on Site
- 5
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Whitby
- Listing Brokerage
- SAGE REAL ESTATE LIMITED
Offered for the first time since it was built in 1978, this is the kind of property that rarely comes to market: a meticulously maintained one-owner home on a premium lot in one of Whitby's most established family neighbourhoods. The value here isn't found in trendy finishes or recent cosmetic updates. It's found in what can't easily be recreated today. A wide lot. Exceptional privacy. No rear neighbours. Directly backing onto a park. A quiet, mature streetscape lined with trees. And a location where kids can walk around the corner to either the local public or Catholic school. The home offers 3 bedrooms, 2 bathrooms, main-floor laundry, both a living and family room on the main floor plus an additional lower level with oversized above-grade windows. The layout is spacious, functional and filled with natural light and the home is largely move-in ready should you decide to update it over time. The backyard feels worlds away from the city, with park views, mature landscaping and a level of privacy that has become increasingly difficult to find. Kids running straight into the park. Summer evenings without a neighbour directly behind you. It's the type of setting that's tough to find. For buyers who value great fundamentals this is an opportunity to create a truly exceptional home in a location that will stand the test of time. The neighbourhood is established. The lot is irreplaceable. The possibilities are entirely your own.
Estimate your monthly payments for this property
Estimated Payment
$3,945.37/mo
Includes CMHC insurance ($21,455)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
34 Carter Crescent, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $513/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In Whitby's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,204 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.