3112 Ussher Street, Niagara Falls

Price: $599,850

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X12666274

Welcome to this well-maintained 4-level backsplit located at 3112 Ussher Street, in the desirable Chippawa, Niagara Falls neighbourhood close to the Niagara Parkway, golf courses, parks, and all amenities. This thoughtfully designed home offers three bedrooms and a full bathroom on the upper level, featuring refinished flooring and a fresh, neutral palette throughout. The main floor showcases a bright kitchen with updated cabinetry, countertops, backsplash, and stainless steel appliances, including a gas stove, flowing into the dining area and living room finished with engineered hardwood flooring. A sun-filled three-season sunroom provides additional living space for relaxing or entertaining. The lower level features a separate entrance walk up, an additional bedroom, a completely remodelled family/TV room, and a three-piece bathroom, offering excellent flexibility for guests or extended family. The fourth level adds versatility with potential for a kitchenette. Major improvements completed within the last six years include furnace and air conditioner, an updated electrical panel, repaired chimneys, updated front door and front windows, and a gas fireplace that has been professionally serviced and is ready to enjoy. Outside, enjoy a fully fenced backyard with perennial gardens, an interlock patio, 10X10 garden shed, and a hot tub with dedicated power, creating a private and comfortable outdoor retreat.A move-in-ready home offering space, comfort, and flexibility in a fantastic location! FLOOR PLANS available upon request.

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$599,850 - 3112 Ussher Street, Niagara Falls

Detached for Sale in Niagara Falls

31 days on market
4Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X12666274
Property Type
Detached
Status
active
Days on Site
31
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Niagara Falls
Listing Brokerage
Century 21 Heritage House LTD
Description

Welcome to this well-maintained 4-level backsplit located at 3112 Ussher Street, in the desirable Chippawa, Niagara Falls neighbourhood close to the Niagara Parkway, golf courses, parks, and all amenities. This thoughtfully designed home offers three bedrooms and a full bathroom on the upper level, featuring refinished flooring and a fresh, neutral palette throughout. The main floor showcases a bright kitchen with updated cabinetry, countertops, backsplash, and stainless steel appliances, including a gas stove, flowing into the dining area and living room finished with engineered hardwood flooring. A sun-filled three-season sunroom provides additional living space for relaxing or entertaining. The lower level features a separate entrance walk up, an additional bedroom, a completely remodelled family/TV room, and a three-piece bathroom, offering excellent flexibility for guests or extended family. The fourth level adds versatility with potential for a kitchenette. Major improvements completed within the last six years include furnace and air conditioner, an updated electrical panel, repaired chimneys, updated front door and front windows, and a gas fireplace that has been professionally serviced and is ready to enjoy. Outside, enjoy a fully fenced backyard with perennial gardens, an interlock patio, 10X10 garden shed, and a hot tub with dedicated power, creating a private and comfortable outdoor retreat.A move-in-ready home offering space, comfort, and flexibility in a fantastic location! FLOOR PLANS available upon request.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,077.54/mo

Includes CMHC insurance ($16,736)

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5-yr fixed avg.

Principal: $539,865Interest: $366,662
Mortgage Amount$556,601
Total Interest$366,662
Est. Property Tax$425/mo
Total Cost$923,262

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Niagara Falls

Discover Niagara Falls

Niagara Falls is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Niagara Falls

  • Convenient location in Niagara Falls
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Niagara Falls offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3112 Ussher Street, Niagara Falls

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$425
Insurance (est.)-$125
Net Cash Flow+$2,650

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, RE/MAX Realty Specialists

Joe's Thoughts

Honest perspective from 25+ years of GTA real estate experience

Fair Market Value

At $857/sqft, this property is priced in line with current Niagara Falls market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 31 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Niagara Falls are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Niagara Falls. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Niagara Falls properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,499 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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