31 Cowling Crescent, Ajax

Price: $1,050,000

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: E12731914

Welcome to this beautifully maintained 3+1 bedroom brick bungalow in the highly desirable Ajax By The Lake neighbourhood. Located just half a block from Lake Ontario and a 5-minute walk to Rotary Park, this home offers an unbeatable lifestyle with easy access to miles of scenic waterfront trails, perfect for walking, jogging, or biking. The main floor features a bright and functional layout with an updated kitchen including a stacked washer and dryer, hardwood floors, and upgraded trim and interior doors throughout. The spacious living area is ideal for everyday living and entertaining, while the three generous bedrooms provide comfort and flexibility for families, guests, or home office use. The fully finished basement adds exceptional value and versatility, complete with a large recreation room featuring a cozy fireplace, a kitchen, an additional bedroom, and a 3-piece bathroom and its own laundry-ideal for extended family, guests, or multi-generational living. Additional highlights include a single attached garage with an electric garage door opener, ample storage, and a private driveway. Located close to schools, shopping, transit, and all amenities, this family-friendly neighbourhood is known for its strong community feel and unbeatable proximity to the lake. A rare opportunity to enjoy lakeside living in one of Ajax's most sought after pockets! This home truly has it all.

31 Cowling Crescent - Detached photo 1 of 18 in Ajax, Ontario
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$1,050,000 - 31 Cowling Crescent, Ajax

Detached for Sale in Ajax

136 days on market
4Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
E12731914
Property Type
Detached
Status
active
Days on Site
136
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Ajax
Listing Brokerage
SAFELAND REALTY INC.
Description

Welcome to this beautifully maintained 3+1 bedroom brick bungalow in the highly desirable Ajax By The Lake neighbourhood. Located just half a block from Lake Ontario and a 5-minute walk to Rotary Park, this home offers an unbeatable lifestyle with easy access to miles of scenic waterfront trails, perfect for walking, jogging, or biking. The main floor features a bright and functional layout with an updated kitchen including a stacked washer and dryer, hardwood floors, and upgraded trim and interior doors throughout. The spacious living area is ideal for everyday living and entertaining, while the three generous bedrooms provide comfort and flexibility for families, guests, or home office use. The fully finished basement adds exceptional value and versatility, complete with a large recreation room featuring a cozy fireplace, a kitchen, an additional bedroom, and a 3-piece bathroom and its own laundry-ideal for extended family, guests, or multi-generational living. Additional highlights include a single attached garage with an electric garage door opener, ample storage, and a private driveway. Located close to schools, shopping, transit, and all amenities, this family-friendly neighbourhood is known for its strong community feel and unbeatable proximity to the lake. A rare opportunity to enjoy lakeside living in one of Ajax's most sought after pockets! This home truly has it all.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,644.50/mo

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5-yr fixed avg.

Principal: $840,000Interest: $553,351
Mortgage Amount$840,000
Total Interest$553,351
Est. Property Tax$744/mo
Total Cost$1,393,351

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Ajax

Discover Ajax

Ajax is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Ajax

  • Convenient location in Ajax
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Ajax offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

31 Cowling Crescent, Ajax

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
2.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$744
Insurance (est.)-$219
Net Cash Flow+$2,237

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Premium Pricing

At $1500/sqft, this property is priced above the Ajax average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.

Negotiation Opportunity

At 136 days on site, this property has exceeded the typical selling timeline for Ajax. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Ajax are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Ajax. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Ajax properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,375 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    31 Cowling Crescent, Ajax — $1,050,000 | Battaglia Team