304 Celtic Drive, Hamilton

Price: $679,900

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Semi-Detached

MLS#: X13035340

Welcome to 304 Celtic Drive! Nestled in a quiet, family-friendly pocket of Stoney Creek just steps to the lake, parks, and the Confederation walking trail, this well-maintained bungalow sits on a generous lot with mature gardens. Offering over 1,200 sq ft, this 3+1 bedroom, 2 bathroom home is ideal for first time home buyers, downsizers or large families. Complete with a garage with inside entry and a handy shed, the property blends space, function, and location. Inside, the bright and airy main level is filled with natural light from large windows, creating a warm and inviting atmosphere. The spacious living room offers plenty of room to relax or entertain, while the formal dining area is perfect for hosting family gatherings. The eat-in kitchen provides ample cabinetry and workspace, with room for casual meals and future customization. Hardwood flooring lies beneath the carpeting, offering a great opportunity to restore classic charm. Three well-sized bedrooms provide comfortable accommodations, and the 4-piece main bath is centrally located for convenience. The lower level offers a separate entrance to a self-contained suite, featuring a great sized kitchen, additional bedroom, a 3-piece bathroom, and versatile living space-ideal for extended family or potential rental income. Walking distance to schools, parks, amenities, and transit, this is a fantastic opportunity to own in a sought-after neighbourhood. Don't miss out!

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$679,900 - 304 Celtic Drive, Hamilton

Semi-Detached for Sale in Hamilton

Popular Listing
4Beds
2Baths
1,100 - 1,499Sq Ft
Semi-Detached
Property Details
MLS Number
X13035340
Property Type
Semi-Detached
Status
active
Days on Site
9
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Welcome to 304 Celtic Drive! Nestled in a quiet, family-friendly pocket of Stoney Creek just steps to the lake, parks, and the Confederation walking trail, this well-maintained bungalow sits on a generous lot with mature gardens. Offering over 1,200 sq ft, this 3+1 bedroom, 2 bathroom home is ideal for first time home buyers, downsizers or large families. Complete with a garage with inside entry and a handy shed, the property blends space, function, and location. Inside, the bright and airy main level is filled with natural light from large windows, creating a warm and inviting atmosphere. The spacious living room offers plenty of room to relax or entertain, while the formal dining area is perfect for hosting family gatherings. The eat-in kitchen provides ample cabinetry and workspace, with room for casual meals and future customization. Hardwood flooring lies beneath the carpeting, offering a great opportunity to restore classic charm. Three well-sized bedrooms provide comfortable accommodations, and the 4-piece main bath is centrally located for convenience. The lower level offers a separate entrance to a self-contained suite, featuring a great sized kitchen, additional bedroom, a 3-piece bathroom, and versatile living space-ideal for extended family or potential rental income. Walking distance to schools, parks, amenities, and transit, this is a fantastic opportunity to own in a sought-after neighbourhood. Don't miss out!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,488.24/mo

Includes CMHC insurance ($18,969)

$
$
5%10%50%

5-yr fixed avg.

Principal: $611,910Interest: $415,593
Mortgage Amount$630,879
Total Interest$415,593
Est. Property Tax$482/mo
Total Cost$1,046,472

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

304 Celtic Drive, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.5%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$482
Insurance (est.)-$142
Net Cash Flow+$2,576

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $618/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,833 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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