30 DEBORAH Court, St. Catharines

Price: $499,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Semi-Detached

MLS#: X12879772

Much bigger than it looks in Secord Woods! This well-maintained Back-Split Bungalow on oversized lot offers 3 spacious bedrooms and 2 bathrooms, making it perfect for families, downsizers, or savvy investors looking for flexibility and future potential. Main levels are newly refreshed with modern flooring and fresh paint, creating a bright ,chic and inviting space that's move-in ready. The home features multiple levels, offering great separation of living areas and plenty of room to relax or entertain.The cozy family room with a wood-burning fireplace is the perfect place to unwind on cooler evenings, adding warmth and character to the home. The lower level features a separate entrance, making it ideal for a future in-law suite or potential additional unit-a great opportunity for extended family living or rental income. Lowest level partially finished. Located close to all amenities including shopping, schools, parks, and transit, giving you convenience while still enjoying a quiet residential setting on a quiet court. Short stroll to canal lands. Whether you're looking for a comfortable home today or a property with future potential, this bungalow offers the perfect combination of location, updates, and versatility.

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$499,000 - 30 DEBORAH Court, St. Catharines

Semi-Detached for Sale in St. Catharines

92 days on market
4Beds
2Baths
1,100 - 1,499Sq Ft
Semi-Detached
Property Details
MLS Number
X12879772
Property Type
Semi-Detached
Status
active
Days on Site
92
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Description

Much bigger than it looks in Secord Woods! This well-maintained Back-Split Bungalow on oversized lot offers 3 spacious bedrooms and 2 bathrooms, making it perfect for families, downsizers, or savvy investors looking for flexibility and future potential. Main levels are newly refreshed with modern flooring and fresh paint, creating a bright ,chic and inviting space that's move-in ready. The home features multiple levels, offering great separation of living areas and plenty of room to relax or entertain.The cozy family room with a wood-burning fireplace is the perfect place to unwind on cooler evenings, adding warmth and character to the home. The lower level features a separate entrance, making it ideal for a future in-law suite or potential additional unit-a great opportunity for extended family living or rental income. Lowest level partially finished. Located close to all amenities including shopping, schools, parks, and transit, giving you convenience while still enjoying a quiet residential setting on a quiet court. Short stroll to canal lands. Whether you're looking for a comfortable home today or a property with future potential, this bungalow offers the perfect combination of location, updates, and versatility.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,560.13/mo

Includes CMHC insurance ($13,922)

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5-yr fixed avg.

Principal: $449,100Interest: $305,016
Mortgage Amount$463,022
Total Interest$305,016
Est. Property Tax$353/mo
Total Cost$768,039

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

30 DEBORAH Court, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
6.6%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$353
Insurance (est.)-$104
Net Cash Flow+$2,743

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 92 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    30 DEBORAH Court, St. Catharines — $499,000 | Battaglia Team