3 Second Street, Hamilton

Price: $775,000

3 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X12950920

Welcome to this charming 2-storey home nestled in the heart of highly sought-after Olde Stoney Creek. Full of warmth and character, this lovingly maintained property showcases beautiful original trim and rich hemlock woodwork that truly sets it apart. Offering 3 bedrooms and 1.5 bathrooms, this home blends timeless charm with thoughtful updates. The bright and inviting sunroom is filled with natural light, creating the perfect space to relax, while the skylight-lit upper hallway adds even more brightness throughout. The main floor features a functional layout with an updated kitchen, updated bathrooms, and a cozy family room ideal for everyday living. Mechanically sound and meticulously cared for, this home includes updated windows (2015), furnace (2021), A/C (2015), a 200-amp electrical service with copper wiring, and copper plumbing throughout. The roof was replaced in 2016, and the detached 20 x 20 garage (2023) with hydro offers endless potential-perfect as a workshop, man cave, or easily convertible to additional functional space. Step outside to your private backyard oasis featuring a beautifully landscaped, kidney-shaped inground pool (refreshed in 2013) with a new pump and filter valve (2025), making it ideal for summer entertaining. Additional features include an owned hot water heater (2022), central vacuum with attachments, and an unfinished basement offering great storage or future potential. Located in a quiet, established neighbourhood known for its charm, mature trees, and strong sense of community, Olde Stoney Creek offers easy access to parks, schools, shopping, and the waterfront-making it a perfect place to call home. This property is truly immaculate and full of character-you don't find homes like this often.

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$775,000 - 3 Second Street, Hamilton

Detached for Sale in Hamilton

75 days on market
3Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X12950920
Property Type
Detached
Status
active
Days on Site
75
Bedrooms
3
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX REAL ESTATE CENTRE INC.
Description

Welcome to this charming 2-storey home nestled in the heart of highly sought-after Olde Stoney Creek. Full of warmth and character, this lovingly maintained property showcases beautiful original trim and rich hemlock woodwork that truly sets it apart. Offering 3 bedrooms and 1.5 bathrooms, this home blends timeless charm with thoughtful updates. The bright and inviting sunroom is filled with natural light, creating the perfect space to relax, while the skylight-lit upper hallway adds even more brightness throughout. The main floor features a functional layout with an updated kitchen, updated bathrooms, and a cozy family room ideal for everyday living. Mechanically sound and meticulously cared for, this home includes updated windows (2015), furnace (2021), A/C (2015), a 200-amp electrical service with copper wiring, and copper plumbing throughout. The roof was replaced in 2016, and the detached 20 x 20 garage (2023) with hydro offers endless potential-perfect as a workshop, man cave, or easily convertible to additional functional space. Step outside to your private backyard oasis featuring a beautifully landscaped, kidney-shaped inground pool (refreshed in 2013) with a new pump and filter valve (2025), making it ideal for summer entertaining. Additional features include an owned hot water heater (2022), central vacuum with attachments, and an unfinished basement offering great storage or future potential. Located in a quiet, established neighbourhood known for its charm, mature trees, and strong sense of community, Olde Stoney Creek offers easy access to parks, schools, shopping, and the waterfront-making it a perfect place to call home. This property is truly immaculate and full of character-you don't find homes like this often.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,976.15/mo

Includes CMHC insurance ($21,623)

$
$
5%10%50%

5-yr fixed avg.

Principal: $697,500Interest: $473,723
Mortgage Amount$719,123
Total Interest$473,723
Est. Property Tax$549/mo
Total Cost$1,192,846

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3 Second Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$549
Insurance (est.)-$161
Net Cash Flow+$2,090

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $517/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 75 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,229 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    3 Second Street, Hamilton — $775,000 | Battaglia Team