3 Fairington Crescent, St. Catharines

Price: $964,900

4 bedrooms, 3 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13100568

Bright and spacious four bedroom family home within walking distance to Lake Ontario and the Waterfront Trail. Highlights of Fairington include hardwood and bamboo flooring, quartz counters, generous main-floor living room, main floor family room (gas fireplace), separate dining room and finished lower level (vinyl flooring). Enjoy main floor laundry room, updated bedroom level bathroom, sizable primary bedroom, primary bedroom ensuite and roomy walk in closet. The backyard retreat boasts stamped concrete surround, gazebo and an inground, heated salt water pool ideal for summer entertaining. Established trees and gardens, double-wide concrete driveway, side house entrance and double car garage are just some of the outdoor features. Perfectly located in the scenic north end of St. Catharines close to parks, schools and the popular restaurants and shops in Port Dalhousie.

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$964,900 - 3 Fairington Crescent, St. Catharines

Detached for Sale in St. Catharines

42 days on market
4Beds
3Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13100568
Property Type
Detached
Status
active
Days on Site
42
Bedrooms
4
Bathrooms
3
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE STATE REALTY
Description

Bright and spacious four bedroom family home within walking distance to Lake Ontario and the Waterfront Trail. Highlights of Fairington include hardwood and bamboo flooring, quartz counters, generous main-floor living room, main floor family room (gas fireplace), separate dining room and finished lower level (vinyl flooring). Enjoy main floor laundry room, updated bedroom level bathroom, sizable primary bedroom, primary bedroom ensuite and roomy walk in closet. The backyard retreat boasts stamped concrete surround, gazebo and an inground, heated salt water pool ideal for summer entertaining. Established trees and gardens, double-wide concrete driveway, side house entrance and double car garage are just some of the outdoor features. Perfectly located in the scenic north end of St. Catharines close to parks, schools and the popular restaurants and shops in Port Dalhousie.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,950.44/mo

Includes CMHC insurance ($26,921)

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5%10%50%

5-yr fixed avg.

Principal: $868,410Interest: $589,800
Mortgage Amount$895,331
Total Interest$589,800
Est. Property Tax$683/mo
Total Cost$1,485,131

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3 Fairington Crescent, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
3.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$683
Insurance (est.)-$201
Net Cash Flow+$2,416

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $482/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 42 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,020 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    3 Fairington Crescent, St. Catharines | $964,900 | Battaglia Team