3 Baraniuk Street, St. Catharines

Price: $799,000

4 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X12908630

Mature tree lined street in most desirable North End location known for it's fantastic schools and great Neighbors. Immediately you are drawn in by the stunning curb appeal of this 4 level back split that is nestled in a quiet neighborhood right across from Linlake Park. This must see home is close to shopping malls, restaurants, great schools, QEW as well as Lake Ontario. This newly renovated top to bottom and well maintained home is offering over 1700 sq ft. of above grade living space, plus 554 sq ft. finished basement with very high ceilings and large windows. The home consists of 3+1 Bedrooms, 2 Full Bathrooms, 2 Kitchens, Dining room, Living room, Family room, Sunroom, Finished Basement and additional 620 sq ft. of storage space, garage with overhead storage and a driveway with 6 parking spots. The covered front porch is the perfect spot to sit and enjoy your morning coffee or tea and take in the sounds of nature. The main floor features Bright Living room, Dining room, Kitchen and a walk in closet. The upper level offers 3 large size bedrooms, a 3 piece bathroom and a linen closet in the hallway. The lower level features a large family room with wood fireplace and custom built-in shelves and cabinets, 4th bedroom, 3 piece bathroom and access to the patio and backyard from the family room. From the lower level there is also an access to the garage and Sunroom. Expanding the living space is the high ceilings finished basement with a rec room, second kitchen with eat in dining and a laundry area, plus a storage space. Right beside the laundry area there is a very large storage space that is a little over 5 ft. tall and stretches through the width of the house (approx. 620 sq ft.). All updates and upgrades have been completed within the last few years. Roof was replaced in 2025. Don't miss your chance to own this move-in ready home in a family-friendly neighborhood close to great schools, Linlake Park, Shopping malls, and transit. Book your private showing today!

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$799,000 - 3 Baraniuk Street, St. Catharines

Detached for Sale in St. Catharines

88 days on market
4Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X12908630
Property Type
Detached
Status
active
Days on Site
88
Bedrooms
4
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RIGHT AT HOME REALTY
Description

Mature tree lined street in most desirable North End location known for it's fantastic schools and great Neighbors. Immediately you are drawn in by the stunning curb appeal of this 4 level back split that is nestled in a quiet neighborhood right across from Linlake Park. This must see home is close to shopping malls, restaurants, great schools, QEW as well as Lake Ontario. This newly renovated top to bottom and well maintained home is offering over 1700 sq ft. of above grade living space, plus 554 sq ft. finished basement with very high ceilings and large windows. The home consists of 3+1 Bedrooms, 2 Full Bathrooms, 2 Kitchens, Dining room, Living room, Family room, Sunroom, Finished Basement and additional 620 sq ft. of storage space, garage with overhead storage and a driveway with 6 parking spots. The covered front porch is the perfect spot to sit and enjoy your morning coffee or tea and take in the sounds of nature. The main floor features Bright Living room, Dining room, Kitchen and a walk in closet. The upper level offers 3 large size bedrooms, a 3 piece bathroom and a linen closet in the hallway. The lower level features a large family room with wood fireplace and custom built-in shelves and cabinets, 4th bedroom, 3 piece bathroom and access to the patio and backyard from the family room. From the lower level there is also an access to the garage and Sunroom. Expanding the living space is the high ceilings finished basement with a rec room, second kitchen with eat in dining and a laundry area, plus a storage space. Right beside the laundry area there is a very large storage space that is a little over 5 ft. tall and stretches through the width of the house (approx. 620 sq ft.). All updates and upgrades have been completed within the last few years. Roof was replaced in 2025. Don't miss your chance to own this move-in ready home in a family-friendly neighborhood close to great schools, Linlake Park, Shopping malls, and transit. Book your private showing today!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,099.28/mo

Includes CMHC insurance ($22,292)

$
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5%10%50%

5-yr fixed avg.

Principal: $719,100Interest: $488,393
Mortgage Amount$741,392
Total Interest$488,393
Est. Property Tax$566/mo
Total Cost$1,229,785

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3 Baraniuk Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$566
Insurance (est.)-$166
Net Cash Flow+$2,468

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $533/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 88 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,329 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    3 Baraniuk Street, St. Catharines | $799,000 | Battaglia Team