29 Willcher Drive, St. Catharines

Price: $699,900

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13211404

This stunning backsplit in the desirable north end of St. Catharines offers a versatile lifestyle for families or long-term tenants. The home features a bright, functional layout with modern updates throughout, including two generous living spaces and a fully finished in-law suite with a separate entrance. Inside, you will find 3+1 bedrooms, two full kitchens, two bathrooms, and a separate laundry on both levels for ultimate flexibility. The location is a nature lover's dream. Just minutes away, you can enjoy the greenery of Cindy Park or follow the Cindy Trail for a beautiful ten-minute wooded path to the Lake Ontario escarpment and beach access. For more coastal recreation, it is only a five-minute drive to the rejuvenated Sunset Beach and ten minutes to the historic charm of Port Dalhousie. Only 3.5km to the QEW. The exterior is equally impressive, featuring a fully fenced yard with a private deck, gazebo, and a refaced 11x11 shed with hydro. The expansive exposed aggregate driveway accommodates at least six vehicles and includes a large gate for easy backyard access, perfect for a boat or trailer. This move-in-ready home combines modern interior comfort with incredible access to the city's best parks and waterfront trails.

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$699,900 - 29 Willcher Drive, St. Catharines

Detached for Sale in St. Catharines

4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13211404
Property Type
Detached
Status
active
Days on Site
22
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE
Description

This stunning backsplit in the desirable north end of St. Catharines offers a versatile lifestyle for families or long-term tenants. The home features a bright, functional layout with modern updates throughout, including two generous living spaces and a fully finished in-law suite with a separate entrance. Inside, you will find 3+1 bedrooms, two full kitchens, two bathrooms, and a separate laundry on both levels for ultimate flexibility. The location is a nature lover's dream. Just minutes away, you can enjoy the greenery of Cindy Park or follow the Cindy Trail for a beautiful ten-minute wooded path to the Lake Ontario escarpment and beach access. For more coastal recreation, it is only a five-minute drive to the rejuvenated Sunset Beach and ten minutes to the historic charm of Port Dalhousie. Only 3.5km to the QEW. The exterior is equally impressive, featuring a fully fenced yard with a private deck, gazebo, and a refaced 11x11 shed with hydro. The expansive exposed aggregate driveway accommodates at least six vehicles and includes a large gate for easy backyard access, perfect for a boat or trailer. This move-in-ready home combines modern interior comfort with incredible access to the city's best parks and waterfront trails.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,590.85/mo

Includes CMHC insurance ($19,527)

$
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5%10%50%

5-yr fixed avg.

Principal: $629,910Interest: $427,818
Mortgage Amount$649,437
Total Interest$427,818
Est. Property Tax$496/mo
Total Cost$1,077,255

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

29 Willcher Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.4%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$496
Insurance (est.)-$146
Net Cash Flow+$2,558

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $636/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,916 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    29 Willcher Drive, St. Catharines | $699,900 | Battaglia Team