28 Fox Trail Drive, St. Catharines

Price: $579,000

4 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Semi-Detached

MLS#: X13076674

Good news- this home's open to an early closing for the Buyer if needed. Positioned on a family friendly residential street near Vansickle Road, this location's known for its balance of calm, convenience, and accessibility. Minutes to the QEW and 406, shopping, schools, parks, and everyday amenities, the neighbourhood's especially popular with young professionals and growing families seeking a well-connected yet peaceful place to call home. The main level features a custom kitchen with quartz countertops, stainless steel appliances, porcelain tile flooring, and extensive cabinetry. Patio sliders extend the living space outdoors to a two-tiered outside deck and patio-perfectly designed for entertaining, BBQing, (with propane hook up) and time with family. Throughout the home, rich hardwood flooring enhances warmth and continuity, offering a nice change from vinyl, with gorgeous California shutters in the front window. This 4 level home provides exceptional versatility, including a spacious lower-level family room with a gas fireplace, along with an additional large bonus room suited to a home office, gym, or extended family living. Both bathrooms have been tastefully refreshed. Exterior features include a concrete driveway and a fully fenced yard offering privacy and functionality. Approximately $50,000 in improvements have been completed within the last few years. Concrete drive, laminate floors, 3+1 BR- 2022. Kitchen reno with custom cabinets, porcelain floors, quartz countertops, shingles and windows -2019. Furnace and A/C - 2014. For you, the Buyer- it's a fantastic opportunity to own a home that's already been meaningfully updated, in a location that continues to hold strong long-term value.

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$579,000 - 28 Fox Trail Drive, St. Catharines

Semi-Detached for Sale in St. Catharines

40 days on market
4Beds
2Baths
700 - 1,099Sq Ft
Semi-Detached
Property Details
MLS Number
X13076674
Property Type
Semi-Detached
Status
active
Days on Site
40
Bedrooms
4
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Description

Good news- this home's open to an early closing for the Buyer if needed. Positioned on a family friendly residential street near Vansickle Road, this location's known for its balance of calm, convenience, and accessibility. Minutes to the QEW and 406, shopping, schools, parks, and everyday amenities, the neighbourhood's especially popular with young professionals and growing families seeking a well-connected yet peaceful place to call home. The main level features a custom kitchen with quartz countertops, stainless steel appliances, porcelain tile flooring, and extensive cabinetry. Patio sliders extend the living space outdoors to a two-tiered outside deck and patio-perfectly designed for entertaining, BBQing, (with propane hook up) and time with family. Throughout the home, rich hardwood flooring enhances warmth and continuity, offering a nice change from vinyl, with gorgeous California shutters in the front window. This 4 level home provides exceptional versatility, including a spacious lower-level family room with a gas fireplace, along with an additional large bonus room suited to a home office, gym, or extended family living. Both bathrooms have been tastefully refreshed. Exterior features include a concrete driveway and a fully fenced yard offering privacy and functionality. Approximately $50,000 in improvements have been completed within the last few years. Concrete drive, laminate floors, 3+1 BR- 2022. Kitchen reno with custom cabinets, porcelain floors, quartz countertops, shingles and windows -2019. Furnace and A/C - 2014. For you, the Buyer- it's a fantastic opportunity to own a home that's already been meaningfully updated, in a location that continues to hold strong long-term value.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,970.57/mo

Includes CMHC insurance ($16,154)

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5-yr fixed avg.

Principal: $521,100Interest: $353,917
Mortgage Amount$537,254
Total Interest$353,917
Est. Property Tax$410/mo
Total Cost$891,171

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

28 Fox Trail Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
5.5%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$410
Insurance (est.)-$121
Net Cash Flow+$2,669

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $827/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Market Position

At 40 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,413 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    MLS# X13076674 — 28 Fox Trail Drive, St. Cathari… | Battaglia Team