$780,000 - 28 Church Street, Halton Hills
Detached for Sale in Halton Hills
64 days on market- MLS Number
- W13003994
- Property Type
- Detached
- Status
- active
- Days on Site
- 64
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Halton Hills
- Listing Brokerage
- Real Broker Ontario Ltd.
Welcome to 28 Church Street W, Acton, a charming and beautifully updated home offering the perfect blend of character, comfort, and thoughtful renovations. This 3-bedroom, 2-bathroom property features spacious principal rooms, a stunning window-lined sunroom, and a picturesque setting with a creek running through the backyard. The newly renovated kitchen is a standout, offering abundant cabinetry, a pantry, space for two fridges and a chest freezer, and a bright breakfast area with cathedral ceilings. The large dining room provides plenty of room to host, with space for a table seating 12 and lovely views of the backyard. A beautiful window room/sunroom adds even more living space and is sure to impress with its wall of windows, natural light, and peaceful views of the surrounding yard-an ideal spot to relax, gather, or enjoy your morning coffee. Upstairs, you'll find generously sized bedrooms designed for comfortable family living. Extensive upgrades completed in 2022 provide peace of mind, including new electrical wiring throughout, new plumbing in the kitchen and upstairs bathroom, new insulation, rebuilt joists, new footings for the entire house, all new HVAC vents, insulated and waterproofed crawl space, and new mudroom windows. Outside, enjoy the upgraded asphalt driveway, new eavestroughs and gutters, a concrete front patio with landscaping lights, and a wrap-around back deck with firepit overlooking the serene yard and creek. A rare opportunity to own a move-in ready home with major structural and mechanical updates already done, all in a beautiful Acton setting.
Estimate your monthly payments for this property
Estimated Payment
$4,001.80/mo
Includes CMHC insurance ($21,762)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Halton Hills
Halton Hills is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Halton Hills
- •Convenient location in Halton Hills
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Halton Hills offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
28 Church Street, Halton Hills
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $709/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 64 days on site, this property has exceeded the typical selling timeline for Halton Hills. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Halton Hills are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Halton Hills properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,250 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.