275 Pelham Road Unit 49, St. Catharines

Price: $525,000

3 bedrooms, 3 bathrooms

1,600 sqft

Property Type: Condo

MLS#: X13222388

Welcome to Unit 49 at 275 Pelham Road, a beautifully maintained townhome nestled in one of West St. Catharines' most sought after condominium communities know as Riverview Estates. This inviting 1700 sq ft. home offers the perfect blend of comfort, convenience, and natural surroundings. Enjoy almost daily visits from the deer that come up from the Ravine. And listen to chorus of birds singing, while enjoying your morning coffee on the upgraded back deck. The bright main floor of this end unit, features a functional layout designed for everyday living and entertaining, with upgraded eat-in Kitchen, Dining room, Livingroom with vaulted ceiling, fireplace and direct access to a private outdoor space. Upstairs, you'll find 3 spacious bedrooms, including a comfortable primary bedroom with ensuite bath and walk-in closet plus a full 4Pc bathroom to service the other 2 bedrooms. The partially finished lower level provides additional living space ideal for a recreation room, home office, crafts room, workshop or gym. Very good parking situation provided by the single car garage, the driveway as well as plenty of visitor parking on site. Located just steps from the Twelve Mile Creek trail system, parks, and green space, this home offers a peaceful setting while remaining close to Brock University, The Pen Centre, The Marotta Family Hospital, shopping, restaurants, public transit, and major highway access via the 403. Whether you're a first-time home buyer, downsizer, young family or professional this is an exceptional opportunity to enjoy low-maintenance living in a highly desirable west-end location. Move in and enjoy everything this wonderful community has to offer. Some photos are virtually staged.

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$525,000 - 275 Pelham Road Unit 49, St. Catharines

Condo for Sale in St. Catharines

Popular Listing
3Beds
3Baths
1,600Sq Ft
Condo
Property Details
MLS Number
X13222388
Property Type
Condo
Status
active
Days on Site
10
Bedrooms
3
Bathrooms
3
Square Feet
1,600 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
West
Balcony
Terrace
Listing Brokerage
REVEL Realty Inc., Brokerage
Description

Welcome to Unit 49 at 275 Pelham Road, a beautifully maintained townhome nestled in one of West St. Catharines' most sought after condominium communities know as Riverview Estates. This inviting 1700 sq ft. home offers the perfect blend of comfort, convenience, and natural surroundings. Enjoy almost daily visits from the deer that come up from the Ravine. And listen to chorus of birds singing, while enjoying your morning coffee on the upgraded back deck. The bright main floor of this end unit, features a functional layout designed for everyday living and entertaining, with upgraded eat-in Kitchen, Dining room, Livingroom with vaulted ceiling, fireplace and direct access to a private outdoor space. Upstairs, you'll find 3 spacious bedrooms, including a comfortable primary bedroom with ensuite bath and walk-in closet plus a full 4Pc bathroom to service the other 2 bedrooms. The partially finished lower level provides additional living space ideal for a recreation room, home office, crafts room, workshop or gym. Very good parking situation provided by the single car garage, the driveway as well as plenty of visitor parking on site. Located just steps from the Twelve Mile Creek trail system, parks, and green space, this home offers a peaceful setting while remaining close to Brock University, The Pen Centre, The Marotta Family Hospital, shopping, restaurants, public transit, and major highway access via the 403. Whether you're a first-time home buyer, downsizer, young family or professional this is an exceptional opportunity to enjoy low-maintenance living in a highly desirable west-end location. Move in and enjoy everything this wonderful community has to offer. Some photos are virtually staged.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,693.52/mo

Includes CMHC insurance ($14,648)

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5-yr fixed avg.

Principal: $472,500Interest: $320,909
Mortgage Amount$487,148
Total Interest$320,909
Est. Property Tax$372/mo
Total Cost$808,057

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

275 Pelham Road Unit 49, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,240/mo
Range: $2,754 - $3,726
Cap Rate (ROI)
3.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,240
Maintenance Fees-$1,040
Property Tax (est.)-$372
Insurance (est.)-$109
Net Cash Flow+$1,719

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $328/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,188 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    275 Pelham Road Unit 49, St. Ca… — $525,000 | Battaglia Team